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When simulating credit line assignment, do not use any of the failure values outlined in the Simulate Verification Status guide. Using a failure value results in a DENIED
application response. An application must be simulated for approval for a credit line assignment to be provided in the response.
If the annualRevenue
value provided is not a value outlined in the following table, an approved application will have a $1,000 credit limit by default.
For Credit Card Products, your credit policy may allow for dynamic allocation of credit limits for approved applications. Using the Test Environment, you can test various credit line assignments on APPROVED
application responses. To test credit line assignment, open an application and provide specified values for annualRevenue
for Business Account Holders, or totalAnnualIncome
for Person Account Holders.
The following table displays Credit Line assignments based on different annualRevenue
values in the Test Environment:
Field | Value | Credit Line Assignment |
---|---|---|
annualRevenue or totalAnnualIncome | $1,000,000 | $1,000 |
annualRevenue or totalAnnualIncome | $10,000,000 | $10,000 |
annualRevenue or totalAnnualIncome | $100,000,000 | $100,000 |