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Experian Credit Report
This report contains data for commercial credit report furnishing with Experian.
Data for this report is available as follows:
- Earliest available: 18 months from today
- Latest available: One day from today
| Field name | Data type | Description |
|---|---|---|
| Account Number | String | Business account holder's financial account number, unique to the Experian credit report |
| Business Name | String | Business account holder's legal business name |
| Address 1 | String | Business account holder's physical street address |
| City | String | City of business account holder's physical billing address |
| State | String | State of business account holder's physical billing address |
| Country | String | Country of business account holder's physical billing address |
| Zip Code | Number | Zip code of business account holder's physical billing address |
| Phone | String | Business account holder's phone number |
| Tax ID | String | Business account holder's Employer Identification Number (EIN) or Social Security number (SSN) for sole proprietorships |
| Owner 1 First Name | String | The primary authorized person's first name |
| Owner 1 Last Name | String | The primary authorized person's last name |
| Owner 1 Street Address | String | The primary authorized person's physical street address |
| Owner 1 Social Security | String | The primary authorized person's social security number (SSN) |
| Owner 1 Date of Birth | Date | The primary authorized person's date of birth (DOB) |
| Date Open | DateTime (ISO 8601: YYYY-MM-DDTHH:MM:SSZ) | UTC timestamp when the business account holder's financial account was opened |
| Account Type | String | Type of card product |
| Secure Indicator | Boolean | Indicates whether or not the card product is secured with collateral |
| Credit Limit | Number | Credit limit assigned to the account holder's financial account |
| Terms | String | Payment terms of the card product |
| Total AR Balance | Number | Total outstanding balance payable on the financial account |
| Aging Current Future | Number | Outstanding balance payable on the financial account that is not current (but not delinquent) |
| Aging 1 - 30 days | Number | Outstanding balance payable on financial account that is 1 - 30 days delinquent |
| Aging 31 - 60 days | Number | Outstanding balance payable on financial account that is 31 - 60 days delinquent |
| Aging 61 - 90 days | Number | Outstanding balance payable on financial account that is 61 - 90 days delinquent |
| Aging 91 - 120 days | Number | Outstanding balance payable on financial account that is 91 - 120 days delinquent |
| Number of Guarantors | Number | Number of debt guarantors on the financial account |
| Extract Date | DateTime (ISO 8601: YYYY-MM-DDTHH:MM:SSZ) | UTC timestamp when the account holder’s data was extracted |
| Close Date | DateTime (ISO 8601: YYYY-MM-DDTHH:MM:SSZ) | UTC timestamp when the financial account was closed |
| Close Reason | String | Reason why the financial account was closed |