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Virtual cards return the card's number, expiration date, and CVV back to you for you to display to your Account Holders in your app or website. The UI of a Virtual Card can be styled in the way that works best for your context and brand.
Once you have created a Payment Card, you can order a Physical Card for your Account Holder. The Physical Payment Card documentation covers the creation of Orders, Card Art and more.
Once you have created and funded a Financial Account, you can issue a Payment Card.
You can activate a Payment Card when you issue it but there are cases where you may not want the card activated until the customer receives the physical card.
Use Suspend to temporarily turn off a Payment Card. Suspending a card impacts both the Virtual and Physical form factors.
You might need to order a Physical Card with a different expiration date than your existing Virtual Card. You might suspend, terminate and reissue, or replace a card if it is lost, damaged, or stolen. This guide will provide you with an overview of how to manage these scenarios by reissuing a card.
Reissue allows you to create a new card with the same card number or a different card number for the following use cases:
reissuePaymentCard(see example below) to create a new Payment Card. The new Payment Card will be attached to the same Financial Account as the original Payment Card. You may choose to copy the card number and/or PIN from the original Payment Card. You may choose to copy the card number and PIN from the original Payment Card. If
true, the new Payment Card will have the same card number as the original Payment Card. You may then also choose to set
true. If you choose to update the card number, you will not be able to copy the PIN. Note, in this case, the expiration date cannot be in the same month/year as the original Payment Card. Additionally, the original Payment Card cannot be in the
activateOnCreateis set to
false. Note that even if it has the same card number, it will have a different expiration date and CVV. The Virtual Card remains active.
Once the Physical Card is activated, you may want to close the original Virtual Card using the
Closing a Payment Card is permanent and impacts both the Virtual and Physical form factors.
For web-based integrations, Highnote recommends the Card Viewer SDK for displaying sensitive Payment Card information.
For iOS and Android based integrations, you can securely retrieve and display Payment Card details from the API with a client token.
Once you've generated a Client Token, you can display the Payment Card's Restricted Details.