--- title: "Highnote | Built for You" description: "Launch and scale modern financial products on one platform for issuing, acquiring, credit, money movement, and real-time ledgering. Built around your business, your customers, and your roadmap." url: "https://highnote.com/" --- [Highnote Powers OneGold’s Launch of The OneGold Card](https://highnote.com/blog/highnote-powers-onegolds-launch-of-the-onegold-card) # The only payments platform built for you. Launch and scale financial products on one platform for issuing, acquiring, credit, money movement, and real-time ledgering. Start where you want, expand as you grow. [Explore the Platform](https://dashboard.highnote.com/auth/signin?screen_hint=signup) [Talk to an Expert](https://highnote.com/contact) Trusted by the companies building what's next in payments ![Lowe's](https://highnote.com/img/logo-lowes.svg) ![BNY](https://highnote.com/img/logo-bny.svg) ![Splitit](https://highnote.com/img/logo-splitit.svg) ![Netevia](https://highnote.com/img/logo-netevia.svg) ![TripLink](https://highnote.com/img/logo-triplink.svg) ![Fluz](https://highnote.com/img/logo-fluz.svg) ![SpotOn](https://highnote.com/img/logo-spoton.svg) ![Mudflap](https://highnote.com/img/logo-mudflap.svg) ![Samsung](https://highnote.com/img/logo-samsung.svg) ![Coinflow](https://highnote.com/img/logo-coinflow.svg) ![Fillip](https://highnote.com/img/logo-fillip.svg) ![Givecard](https://highnote.com/img/logo-givecard.svg) ## Everything you need to launch fast, differentiate, and keep innovating Each product is powerful on its own. Together, they unlock what legacy systems can't. ### [Issuing](https://highnote.com/products/issuing) Launch and manage card programs with full control ### [Acquiring](https://highnote.com/products/acquiring) Accept and process payments with flexibility and at scale ### [Credit](https://highnote.com/products/credit) Create branded credit programs with underwriting and rewards ### [Money Movement](https://highnote.com/solutions/money-movement) Move funds across rails with speed and full visibility Check Wire ACH RTP / FedNow OCT Stablecoin AFT Payouts Check Wire ACH RTP / FedNow OCT Stablecoin AFT Payouts Unified Ledger Stablecoin Instant Payments Virtual Card Express Capital Connect Datashare Spend Controls Fraud Tools ## Built on a Unified Platform Most platforms were assembled. Highnote was built as one. ### Launch Faster Go live without coordinating multiple providers or waiting on fragmented systems. ### Differentiate Easily Design experiences around your customers, not platform constraints. ### Keep Innovating Add new capabilities and expand into new products without rebuilding your foundation. ## Built for your industry Explore solutions designed for how your business operates. ### [AP & Bill Pay](https://highnote.com/solutions/ap-automation) Increase virtual card adoption, unlock revenue, and streamline supplier payments. ![AP & Bill Pay](https://highnote.com/img/solutions-ap.webp) ### [Spend Management](https://highnote.com/solutions/spend-management) Deliver modern spend controls, real-time visibility, and scalable program design. ![Spend Management](https://highnote.com/img/solutions-spend.webp) ### [Fleet](https://highnote.com/solutions/fleet) Power fleet payments with granular controls, real-time data, and operational flexibility. ![Fleet](https://highnote.com/img/solutions-fleet.webp) ### [Travel and OTAs](https://highnote.com/solutions/travel) Better economics, acceptance, and reconciliation for travel payouts. ![Travel and OTAs](https://highnote.com/img/solutions-travel.webp) ### [Platforms and Marketplaces](https://highnote.com/solutions/embedded-finance) Embed financial products that drive engagement, retention, and new revenue streams. ![Platforms and Marketplaces](https://highnote.com/img/use-case-platforms.webp) ### [Embedded Finance](https://highnote.com/solutions/embedded-finance) Launch and scale financial experiences without legacy infrastructure constraints. ![Embedded Finance](https://highnote.com/img/use-case-embedded-finance.webp) ### [Branded Credit](https://highnote.com/solutions/branded-credit) Build branded credit programs that deepen loyalty and unlock new revenue. ![Branded Credit](https://highnote.com/img/solutions-branded-credit.webp) ### [Vertical SaaS](https://highnote.com/solutions/saas) Embed and monetize payments inside your platform for seamless financial workflows. ![Vertical SaaS](https://highnote.com/img/solutions-saas.webp) ## Built with the companies leading what's next Real products. Real scale. Real outcomes. [View Customer Stories](https://highnote.com/customers) ![WorkWhile](https://highnote.com/img/logo-workwhile.svg) ![Coinflow](https://highnote.com/img/logo-coinflow-white.png) "Highnote helped us work on some of our unique business solutions." ![Lowe's](https://highnote.com/img/logo-lowes-blue.svg) "Highnote is a partner that accelerates our growth." ![Netevia](https://highnote.com/img/logo-netevia-quote.svg) "Highnote's platform offers the flexibility, scalability, and security we needed." ![Splitit](https://highnote.com/img/logo-splitit-quote.png) "With Highnote, we are able to reliably expand our payment offerings." ![BNY](https://highnote.com/img/logo-bny-quote.svg) ## A developer platform built for the future Build and ship financial products without the infrastructure overhead. Focus on your product experience while Highnote handles the rest. [View the docs](https://docs.highnote.com/) ![GraphQL API](https://highnote.com/img/icon-graphql.svg) ### GraphQL API Unified GraphQL for cards, ledgers, payments, and more. ![Real-Time Webhooks](https://highnote.com/img/icon-notifications.svg) ### Real-Time Webhooks Real-time events for transactions, authorizations, and state changes. ![Robust Sandbox Environment](https://highnote.com/img/icon-dashboard.svg) ### Robust Sandbox Environment Production-mirroring sandbox for safer builds and faster iteration. ![Enterprise-Ready Security](https://highnote.com/img/icon-security.svg) ### Enterprise-Ready Security Built-in security and compliance that scales with your programs. ## Insights for builders Learn how modern companies are designing, launching, and scaling financial products. [Explore Resources](https://highnote.com/blog) ![When Enterprise Meets Fintech: Highnote and Lowe's on Payments as a Competitive Advantage](https://us-west-2.graphassets.com/A2KC6JhLTC2sboBUmSab6z/cmoit10dc5grr07mtrjdrkanu) When Enterprise Meets Fintech: Highnote and Lowe's on Payments as a Competitive Advantage [https://highnote.com/blog/when-enterprise-meets-fintech-highnote-and-lowes-on-payments-as-a-competitive-advantage](https://highnote.com/blog/when-enterprise-meets-fintech-highnote-and-lowes-on-payments-as-a-competitive-advantage) ![Highnote Powers a New Era of Commercial Card Issuing for Online Travel](https://us-west-2.graphassets.com/A2KC6JhLTC2sboBUmSab6z/cmolga4dj2x1c07n2j7a0hlcd) Highnote Powers a New Era of Commercial Card Issuing for Online Travel [https://highnote.com/blog/highnote-powers-a-new-era-of-commercial-card-issuing-for-online-travel](https://highnote.com/blog/highnote-powers-a-new-era-of-commercial-card-issuing-for-online-travel) ![Highnote vs. TabaPay vs. Astra: Unified Platform or Payout API?](https://us-west-2.graphassets.com/A2KC6JhLTC2sboBUmSab6z/cmmp0lger2ti707n3ub7x4l1q) Highnote vs. TabaPay vs. Astra: Unified Platform or Payout API? [https://highnote.com/blog/highnote-vs-tabapay-vs-astra-unified-platform-or-payout-api](https://highnote.com/blog/highnote-vs-tabapay-vs-astra-unified-platform-or-payout-api) ## Build what's next Highnote gives you the foundation to launch faster, differentiate, and keep moving. [Explore the Platform](https://dashboard.highnote.com/auth/signin?screen_hint=signup) [Talk to an Expert](https://highnote.com/contact) --- Source: https://highnote.com/ Site index: https://highnote.com/llms.txt · Sitemap: https://highnote.com/sitemap.xml · API: https://highnote.com/openapi.json