Enum

QUERY

Location adjacent to a query operation.

MUTATION

Location adjacent to a mutation operation.

SUBSCRIPTION

Location adjacent to a subscription operation.

FIELD

Location adjacent to a field.

FRAGMENT_DEFINITION

Location adjacent to a fragment definition.

FRAGMENT_SPREAD

Location adjacent to a fragment spread.

INLINE_FRAGMENT

Location adjacent to an inline fragment.

VARIABLE_DEFINITION

Location adjacent to a variable definition.

SCHEMA

Location adjacent to a schema definition.

SCALAR

Location adjacent to a scalar definition.

OBJECT

Location adjacent to an object type definition.

FIELD_DEFINITION

Location adjacent to a field definition.

ARGUMENT_DEFINITION

Location adjacent to an argument definition.

INTERFACE

Location adjacent to an interface definition.

UNION

Location adjacent to a union definition.

ENUM

Location adjacent to an enum definition.

ENUM_VALUE

Location adjacent to an enum value definition.

INPUT_OBJECT

Location adjacent to an input object type definition.

INPUT_FIELD_DEFINITION

Location adjacent to an input object field definition.

SCALAR

Indicates this type is a scalar.

OBJECT

Indicates this type is an object. fields and interfaces are valid fields.

INTERFACE

Indicates this type is an interface. fields, interfaces, and possibleTypes are valid fields.

UNION

Indicates this type is a union. possibleTypes is a valid field.

ENUM

Indicates this type is an enum. enumValues is a valid field.

INPUT_OBJECT

Indicates this type is an input object. inputFields is a valid field.

LIST

Indicates this type is a list. ofType is a valid field.

NON_NULL

Indicates this type is a non-null. ofType is a valid field.

ACCOUNT_BALANCE_PAYABLE

The account holder has funds remaining on their FinancialAccount and money is due to the account holder. Required ledgers on the account must be $0 for the FinancialAccount to close.

ACCOUNT_BALANCE_RECEIVABLE

The account holder has funds remaining on their FinancialAccount and money is owed by the account holder. Required ledgers on the account must be $0 for the FinancialAccount to close.

SCHEDULED_TRANSFER

There is a scheduled ElectronicFundsTransfer on the account. The ElectronicFundsTransfer could be either a one time transfer or a recurring transfer.

PENDING_TRANSFER

The FinancialAccount has a pending ElectronicFundsTransfer in progress. Accounts can be closed when all transfers are in a terminal state, such as PROCESSED or FAILED.

PENDING_AUTHORIZATION

There is a pending authorization on the FinancialAccount. At least one of the 'AUTH', 'DEPOSIT_AUTH', 'REFUND_AUTH', or 'FEE_AUTH' Ledgers has a non zero balance.

ACTIVE_PAYMENT_CARD

The FinancialAccount has an active PaymentCard. All PaymentCards associated with the FinancialAccount should have a PaymentCardStatus of SUSPENDED or CLOSED.

NO_EXTERNAL_FINANCIAL_ACCOUNT

There is no ExternalFinancialAccount available to transfer funds out to. The owner of the FinancialAccount must have at least one value in its externalFinancialAccounts field.

This is currently only supported for USPersonAccountHolder and USBusinessAccountHolder type owners.

RISK_HOLD

There is a risk hold on an ElectronicFundsTransfer associated with this FinancialAccount. The 'RISK_HOLD' Ledger has a non-zero balance.

OPEN_LINE_OF_CREDIT

The line of credit for this FinancialAccount has not been closed. The 'ACCOUNT_HOLDER_CREDIT_LIMIT' Ledger has a non-zero balance.

PAYROLL_ADVANCE_PAYABLE

The FinancialAccount has an outstanding payroll advance. There is a nonzero balance on the PAYROLL_ADVANCE_PAYABLE ledger.

ACTIVE_SCRA

The FinancialAccount has an active Servicemembers Civil Relief Act notice.

ACTIVE_MLA

The FinancialAccount has an active Military Lending Act notice.

DENIED

The application was denied.

APPROVED

The application was approved.

PENDING

The application is currently being processed.

IN_REVIEW

The application requires further review.

CLOSED

The application was closed.

INITIATED

The provisioning process has been initiated but has not yet started.

IN_PROGRESS

The provisioning process is currently in progress.

ERROR

An error occurred during the provisioning process. Further action may be required to resolve the issue.

COMPLETED

The provisioning process has been successfully completed.

REJECTED

The provisioning process has been rejected due to an issue encountered during processing, preventing its completion.

INITIATED

The provisioning process has been initiated but has not yet started.

IN_PROGRESS

The provisioning process is currently in progress.

ERROR

An error occurred during the provisioning process. Further action may be required to resolve the issue.

COMPLETED

The provisioning process has been successfully completed.

NOT_EXECUTED

The action was part of the provisioning process but was not executed.

DENIED

The account holder was denied. See the results of the risk verification for more details.

PASSED

The account holder passed the risk verification requirements.

PENDING

The account holder is currently being verified.

IN_REVIEW

The account holder is currently undergoing manual review.

DEVICE_WARNING

The account holder's device has been previously flagged for fraudulent activity.

FRAUD_REVIEW

The account holder is being reviewed.

SSN_WARNING

The social security number has been previously flagged for fraudulent activity.

SSN_MISKEY

The account holder's social security number may have been accidentally miskeyed.

DOB_MISKEY

The account holder's date of birth may have been accidentally miskeyed.

EMAIL_WARNING

The account holder's email has previously been found to be part of previous fraudulent activity.

ADDRESS_WARNING

The account holder's address has previously been found to be part of previous fraudulent activity.

FRAUD_RISK

The account holder has been previously reported for fraud and has repeated fraudulent activity. This is a high risk warning.

FRAUD_WARNING

The account holder's data provided has resulted in suspected fraudulent activity. This is a medium risk warning.

DENIED_FRAUD

The account holder may be verified but was denied due to fraudulent activity.

DENIED_KYC

The account holder could not be verified with the information provided.

FOREIGN_DEVICE

The account holder's device has not been used in the past.

WATCHLIST_WARNING

The account holder is currently on an active watchlist.

BUSINESS_NAME_MISMATCH

The business name provided does not match a registered business name (Applicable to Business Onboarding).

BUSINESS_NAME_MATCH

The business name provided matches a registered business name (Applicable to Business Onboarding).

FEIN_DOCUMENT_REQUIRED

The business must provide a document to verify their employer identification number (Applicable to Business Onboarding).

ADDRESS_MATCH

The account holder's address was able to be verified.

ADDRESS_MISMATCH

The account holder's address could not be verified as provided.

DOB_MATCH

The account holder's date of birth was able to be verified.

DOB_MISMATCH

The date of birth provided does not match the date of birth of the account holder.

NAME_MATCH

The account holder's name was able to be verified.

NAME_MISMATCH

The name provided does not match any known names for the account holder.

SSN_MATCH

The account holder's social security number was able to be verified.

SSN_MISMATCH

The account holder's social security number could not be verified as provided.

PHONE_MATCH

The account holder's phone number was able to be verified.

PHONE_MISMATCH

The phone number provided does not match any known phone numbers for the account holder.

FEIN_MATCH

The business' provided employer identification number matches their registered employer identification number (Applicable to Business Onboarding).

FEIN_MISMATCH

The business' provided employer identification number does not match their registered employer identification number (Applicable to Business Onboarding).

WATCHLIST_HIT

The account holder is currently on an active watchlist.

HIGH_ABUSE_SCORE

High probability of synthetic fraud.

HIGH_THEFT_SCORE

High probability of third party fraud.

MEDIUM_ABUSE_SCORE

Moderate probability of synthetic fraud.

MEDIUM_THEFT_SCORE

Moderate probability of third party fraud.

LOW_ABUSE_SCORE

Low probability of synthetic fraud.

LOW_THEFT_SCORE

Low probability of third party fraud.

KYC_FRAUD_PASS

The account holder's data has been verified and is not associated with prior fraudulent activity.

KYC_WARNING

The account holder's data was unable to be fully verified.

REPRESENTATIVE_MATCH

The primary authorized person is verified as representative of the business.

REPRESENTATIVE_MISMATCH

The primary authorized person could not be verified as representative of the business.

OFAC_MATCH

The business data was found to be listed in the Treasury's OFAC list.

BUSINESS_VERIFICATION_SCORE_FAILED

The overall verification score for the business was below the passing limit.

BUSINESS_VERIFICATION_SCORE_PASSED

The business data was verified and overall verification score was above the passing.

SOS_MATCH

The business has an active and registered Secretary of State (SOS) filing. The business address provided matches the Secretary of State (SOS) registration address.

SOS_MISMATCH

The business could not be verified with the Secretary of State (SOS).

SOS_INACTIVE

The business has registered with the Secretary of State (SOS), but does not have an active filing.

SOS_ACTIVE

The business has an active registration with the Secretary of State (SOS).

SOS_UNKNOWN

The business' registration with the Secretary of State (SOS) has been flagged or the filing status is unknown

SSN_MULTI_IDENTITY

The Social Security Number provided is associated with multiple identities.

DENIED

The account holder was denied. See the results of the verification for more details.

PASSED

The account holder passed the verification requirements.

PENDING

The account holder is currently being verified.

DENIED

The account holder was denied. See the results of the verification for more details.

PASSED

The account holder passed the verification requirements.

PENDING

The account holder is currently being verified.

REVIEW_REQUIRED

A manual review of the account holder is required to continue the verification process.

IN_REVIEW

The account holder is currently being reviewed.

KBA_REQUIRED

The account holder is required to answer automated questions to complete verification.

DOCUMENT_UPLOAD_REQUIRED

Documents are needed to verify the account holder.

IDENTITY_UPDATE_REQUESTED

An identity update has been requested to correct the information provided on the application.

DEBIT

Indicates a debit. The money is moving out of an account.

CREDIT

Indicates a credit. The money is moving into an account.

NO_HOLDS

ACH Transaction is not on hold.

ON_HOLD

ACH Transaction is on hold.

HOLD_REMOVED

ACH Transaction had a hold but it has been removed.

UNSPECIFIED

UNSPECIFIED

RISK

ACH Transaction is on hold or had a hold because it was flagged for risk review

SECURED_DEPOSIT

The AchTransfer is a secured deposit.

REPAYMENT

The AchTransfer is a card balance repayment.

PAYROLL

The AchTransfer is a payroll transfer.

DEPOSIT

The AchTransfer is a deposit to a Highnote FinancialAccount.

WITHDRAWAL

The AchTransfer is a withdrawal from a Highnote FinancialAccount.

MERCHANT_PAYOUT

The AchTransfer is a merchant payout.

MERCHANT_DISBURSEMENT

The AchTransfer is a disbursement from a network settlement to a merchant account.

POSITIVE

The AchTransfer yields an increase of funds on the Highnote FinancialAccount.

NEGATIVE

The AchTransfer yields an decrease of funds on the Highnote FinancialAccount.

INITIATED

A transfer request has been initiated.

PROCESSING

The transfer is processing at Highnote and at the bank, but funds are not available yet.

PROCESSED

The transfer has successfully been processed by the bank and funds are available.

CANCELED

You requested to cancel the transfer.

FAILED

The transfer failed. Additional details are available in ACHTransferStatusCode.

RETURNED

The transfer has been returned by the bank.

INTERNAL_ERROR

There is an internal error with the transfer.

INSUFFICIENT_FUNDS_IN_HIGHNOTE_ACCOUNT

R01 - This was a debit from an account at Highnote which did not have enough funds.

INSUFFICIENT_FUNDS_IN_EXTERNAL_ACCOUNT

R01 - This was a debit from an en external account did not have enough funds.

HIGHNOTE_ACCOUNT_CLOSED

R02 - The Highnote FinancialAccount has been closed.

EXTERNAL_ACCOUNT_CLOSED

R02 - The external account has been closed.

HIGHNOTE_ACCOUNT_NOT_FOUND

R03 - No matching Highnote FinancialAccount was found.

EXTERNAL_ACCOUNT_NOT_FOUND

R03 - No matching external account was found.

PAYROLL_ADVANCE_FEATURE_NOT_ENABLED

R11 - The account does not have the required payroll advance feature enabled.

PAYROLL_EMPLOYER_ADVANCE_FEATURE_NOT_ENABLED

R11 - The account does not have the required payroll employer advance feature enabled.

SECURE_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required secure card feature enabled.

CORPORATE_BANK_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required corporate bank account feature enabled.

ACCOUNTS_DO_NOT_BELONG_TO_SAME_PRODUCT

R11 - The fromFinancialAccount and toFinancialAccount do not belong to the same product.

HIGHNOTE_ACCOUNT_FROZEN

R16 - The Highnote FinancialAccount is frozen.

EXTERNAL_ACCOUNT_FROZEN

R16 - The external financial account is frozen.

AMOUNT_FIELD_ERROR

R19 - There is an error in the amount field.

AUTHORIZATION_REVOKED_BY_CUSTOMER

R07 - The Authorization was revoked by Customer.

DUPLICATE_ENTRY

R24 - The RDFI received a duplicate entry for the same transaction.

IMPROPER_EFFECTIVE_ENTRY_DATE

R18 - Has an Improper Effective entry date.

INVALID_HIGHNOTE_ACCOUNT_NUMBER

R04 - The Highnote FinancialAccount has an invalid account number.

INVALID_EXTERNAL_ACCOUNT_NUMBER

R04 - The external financial account has an invalid account number.

INVALID_COMPANY_ID_NUMBER

R21 - Has an Invalid Company ID Number.

INVALID_INDIVIDUAL_ID_NUMBER

R22 - Has an Invalid Individual ID Number.

NON_TRANSACTION_ACCOUNT

R20 - Is a Non Transactional Account.

PAYMENT_STOPPED

R08 - The Payment was stopped.

RETURNED_PER_ODFI_REQUEST

R06 - Funds were returned per ODFI Request.

TRANSACTION_NOT_AUTHORIZED_BY_ACCOUNT_HOLDER

R29 - The Transaction was not Authorized By Account Holder.

UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE_TRANSACTION

R10 - Is an Unauthorized, Improper, Ineligible, or Incomplete Transaction.

UNCOLLECTED_FUNDS

R09 - Transaction represents Uncollected Funds.

UNAUTHORIZED_CONSUMER_DEBIT_USING_CORPORATE_SEC_CODE

R05 - Is an Unauthorized Debit to Consumer Account Using Corporate SEC Code.

COMMERCIAL_CREDIT_PAY_IN_FULL_FEATURE_NOT_ENABLED

R11 - The account does not have the required commercial pay in full account feature enabled.

CREDIT_LIMIT_NOT_SET_ON_ACCOUNT

R11 - The credit limit is not set on the account.

ENTRY_NOT_IN_ACCORDANCE_WITH_TERMS_OF_AUTHORIZATION

R11 - The transfer is not in accordance with the terms of the authorization.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_LOAD_LIMIT

R11 - The transfer amount exceeds the maximum program load limit.

ACH_LOAD_NOT_ALLOWED_BY_PROGRAM

R11 - Loading funds via ACH is not supported.

TRANSFER_AMOUNT_IS_NEGATIVE_OR_ZERO

R11 - The transfer amount is negative or zero.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_RELOAD_LIMIT

R11 - The transfer amount exceeds the maximum program reload limit.

TRANSFER_AMOUNT_BELOW_MIN_PROGRAM_RELOAD_LIMIT

R11 - The transfer amount is below the minimum program reload limit.

ORIGINATED_ACH_UNLOAD_NOT_SUPPORTED_ON_PRODUCT

R11 - The program does not support ACH origination.

FLEET_FEATURE_NOT_ENABLED

R11 - The account does not have the required fleet feature enabled.

PRODUCT_FUNDING_FEATURE_NOT_ENABLED

R11 - The account does not have the required product funding feature enabled.

FUNDING_CARD_NOT_SUPPORTED

R11 - The account does not have the required funding card feature enabled.

FILE_RECORD_EDIT_CRITERIA

R17 - The transaction contains invalid fields initiated under questionable circumstances

BRANCH_SOLD_TO_ANOTHER_DFI

R12 - The receiving financial institution was acquired by another financial institution

INVALID_ACH_ROUTING_NUMBER

R13 - The provided ACH routing number is invalid.

REPRESENTATIVE_PAYEE_DECEASED_OR_UNABLE_TO_CONTINUE_IN_THAT_CAPACITY

R14 - The representative payee is deceased or unable to continue in that capacity.

BENEFICIARY_OR_ACCOUNT_HOLDER_DECEASED

R15 - The beneficiary or account holder is deceased.

CREDIT_ENTRY_REFUSED_BY_THE_RECEIVER

R23 - The receiver has refused the credit entry.

ADDENDA_ERROR

R25 - The addenda record is invalid.

MANDATORY_FIELD_ERROR

R26 - A mandatory field is invalid.

TRACE_NUMBER_ERROR

R27 - The trace number provided is invalid.

ROUTING_NUMBER_CHECK_DIGIT_ERROR

R28 - The routing number provided contains an invalid check digit.

RDFI_NOT_A_PARTICIPANT_IN_CHECK_TRUNCATION_PROGRAM

R30 - The RDFI does not participate in check truncation program.

PERMISSIBLE_RETURN_ENTRY

R31 - The corporate receiver authorized the return of the entry.

RDFI_NON_SETTLEMENT

R32 - The RDFI is not able to settle the transaction.

RETURN_OF_XCK_ENTRY

R33 - The RDFI is returning an XCK (destroyed check) entry.

LIMITED_PARTICIPATION_DFI

R34 - The RDFI’s participation in the ACH system is limited.

RETURN_OF_IMPROPER_DEBIT_ENTRY

R35 - The transaction is an improper debit entry according to NACHA rules.

RETURN_OF_IMPROPER_CREDIT_ENTRY

R36 - The transaction is an improper credit entry according to NACHA rules.

SOURCE_DOCUMENT_PRESENTED_FOR_PAYMENT

R37 - The source document for the transaction was presented for payment.

STOP_PAYMENT_ON_SOURCE_DOCUMENT

R38 - A stop payment was placed on the source document of the transaction.

IMPROPER_SOURCE_DOCUMENT_OR_SOURCE_DOCUMENT_PRESENTED_FOR_PAYMENT

R39 - The source document for the transaction is invalid.

RETURN_OF_ENR_ENTRY_BY_FEDERAL_GOVERNMENT_AGENCY

R40 - The ENR entry is being returned by federal government agency.

INVALID_TRANSACTION_CODE

R41 - The transaction code provided is invalid.

ROUTING_NUMBER_OR_CHECK_DIGIT_ERROR

R42 - The routing number or check digit is invalid.

INVALID_DFI_ACCOUNT_NUMBER

R43 - The DFI account number provided is invalid.

INVALID_INDIVIDUAL_ID_NUMBER_OR_IDENTIFICATION_NUMBER

R44 - The individual ID number or identification number provided is invalid.

INVALID_INDIVIDUAL_NAME_OR_COMPANY_NAME

R45 - The individual name or company name provided is invalid.

INVALID_REPRESENTATIVE_PAYEE_INDICATOR

R46 - The representative payee indicator is invalid.

DUPLICATE_ENROLLMENT

R47 - The RDFI received a duplicate enrollment for the same transaction.

STATE_LAW_AFFECTING_RCK_ACCEPTANCE

R50 - State law prohibits the RDFI from accepting RCK entries.

ITEM_RELATED_TO_RCK_ENTRY_IS_INELIGIBLE_OR_RCK_ENTRY_IS_IMPROPER

R51 - The item is ineligible for RCK processing; the required notice was not provided.

STOP_PAYMENT_ON_ITEM_RELATED_TO_RCK_ENTRY

R52 - The receiver requested a stop payment on the item.

ITEM_AND_RCK_ENTRY_PRESENTED_FOR_PAYMENT

R53 - Both the item and the ACH entry have been presented for payment.

MISROUTED_RETURN

R61 - The RDFI is returning an entry that was misrouted to them.

ERRONEOUS_OR_REVERSING_DEBIT

R62 - Funds cannot be pulled from receiving account.

DUPLICATE_RETURN

R67 - The RDFI received a duplicate return for the same transaction.

UNTIMELY_RETURN

R68 - The return was received after the deadline.

FIELD_ERRORS

R69 - The entry contains multiple errors.

PERMISSIBLE_RETURN_ENTRY_NOT_ACCEPTED_OR_RETURN_NOT_REQUESTED_BY_ODFI

R70 - The RDFI chose not to accept a permissible return entry or the return was not requested by the ODFI.

MISROUTED_DISHONORED_RETURN

R71 - The dishonored return entry was misrouted.

UNTIMELY_DISHONORED_RETURN

R72 - The dishonored return entry was received after the deadline.

TIMELY_ORIGINAL_RETURN

R73 - The RDFI received a timely original return entry.

CORRECTED_RETURN

R74 - The RDFI is returning a corrected entry.

RETURN_NOT_A_DUPLICATE

R75 - The return entry is not a duplicate of an earlier return.

NO_ERRORS_FOUND

R76 - No errors were found in the return entry.

NON_ACCEPTANCE_OF_R62_DISHONORED_RETURN

R77 - The RDFI does not accept R62 dishonored return entries.

IAT_ENTRY_CODING_ERRORS

R80 - The IAT entry was coded incorrectly.

NON_PARTICIPANT_IN_IAT_PROGRAM

R81 - The RDFI does not participate in the IAT program.

INVALID_FOREIGN_RECEIVING_DFI_IDENTIFICATION

R82 - The foreign receiving DFI identification is invalid.

FOREIGN_RECEIVING_DFI_UNABLE_TO_SETTLE

R83 - The foreign receiving DFI is unable to settle the transaction.

ENTRY_NOT_PROCESSED_BY_GATEWAY

R84 - The entry was not processed by the gateway.

INCORRECTLY_CODED_OUTBOUND_INTERNATIONAL_PAYMENT

R85 - The outbound international payment was coded incorrectly by the ODFI.

CREDIT_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required credit card feature enabled.

DEBIT_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required debit card feature enabled.

REPAYMENT_ACCOUNT_NOT_PRESENT_ON_PRODUCT

R86 - Repayment account not present on product

HIGHNOTE_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required Highnote account feature enabled.

TRANSFER_NOT_SUPPORTED_ON_PRODUCT

R11 - The product does not support transfer between provided accounts.

NON_VERIFIED_BANK_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required non-verified bank account feature enabled.

VERIFIED_BANK_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required verified bank account feature enabled.

DDA_FEATURE_NOT_ENABLED

R11 - The account does not have the required DDA feature enabled.

PREPAID_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required prepaid card feature enabled.

SECURED_CREDIT_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required secured credit card feature enabled.

POINT_REWARDS_FEATURE_NOT_ENABLED

R11 - The account does not have the required points rewards feature enabled.

NEGATIVE_BALANCE_RESERVE_FEATURE_NOT_ENABLED

R11 - The account does not have the required negative balance reserve feature enabled.

PRODUCT_RESERVE_FEATURE_NOT_ENABLED

R11 - The account does not have the required product reserve feature enabled.

DIRECT_MERCHANT_SETTLEMENT_FEATURE_NOT_ENABLED

R11 - The account does not have the required direct merchant settlement feature enabled.

REPAYMENT_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required repayment account feature enabled.

CARD_FUNDING_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required card funding account feature enabled.

REVOLVING_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required revolving card feature enabled.

CHARGE_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required charge card feature enabled.

COMMERCIAL_CREDIT_PAY_IN_FULL_CREDIT_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required credit pay in full credit card feature enabled.

JIT_FEATURE_NOT_ENABLED

R11 - The account does not have the required JIT feature enabled.

PARTIAL_FUNDING_FEATURE_NOT_ENABLED

R11 - The account does not have the required partial funding feature enabled.

PREPRINTED_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required preprinted card feature enabled.

INCOME_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required income account feature enabled.

ACH_CAPABLE_BANK_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not support ACH.

BALANCE_CONSTRAIN_FEATURE_NOT_ENABLED

R11 - The account does not have the required balance constraint feature enabled.

PRODUCT_SECURED_DEPOSIT_ACCOUNT_NOT_ENABLED

R11 - The account does not have the required product secured deposit feature enabled.

SECURED_DEPOSIT_ACCOUNT_NOT_ENABLED

R11 - The account does not have the required secured deposit feature enabled.

FUNDING_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required funding account feature enabled.

TRANSACTION_REJECTED_BY_PARTNER_BANK

R11 - The transfer was rejected by the originating partner bank.

INTERNAL_ERROR

There is an internal error with the transfer.

INSUFFICIENT_FUNDS_IN_HIGHNOTE_ACCOUNT

R01 - This was a debit from an account at Highnote which did not have enough funds.

INSUFFICIENT_FUNDS_IN_EXTERNAL_ACCOUNT

R01 - This was a debit from an en external account did not have enough funds.

HIGHNOTE_ACCOUNT_CLOSED

R02 - The Highnote account has been closed.

EXTERNAL_ACCOUNT_CLOSED

R02 - The external account has been closed.

HIGHNOTE_ACCOUNT_NOT_FOUND

R03 - No matching Highnote account was found.

EXTERNAL_ACCOUNT_NOT_FOUND

R03 - No matching external account was found.

CURRENCY_MISMATCH_WITH_HIGHNOTE_ACCOUNT

The amount of the transfer does not match the currency of the Highnote account.

PAYROLL_ADVANCE_FEATURE_NOT_ENABLED

R11 - The account does not have the required payroll advance feature enabled.

PAYROLL_EMPLOYER_ADVANCE_FEATURE_NOT_ENABLED

R11 - The account does not have the required payroll employer advance feature enabled.

SECURE_CARD_FEATURE_NOT_ENABLED

R11 - The account does not have the required secure card feature enabled.

CORPORATE_BANK_ACCOUNT_FEATURE_NOT_ENABLED

R11 - The account does not have the required corporate bank account feature enabled.

TRANSFER_AMOUNT_EXCEEDING_MAX_LOAD_LIMIT

R11 - The transfer exceeds maximum the load limit.

TRANSFER_AMOUNT_EXCEEDING_MAX_RELOAD_LIMIT

R11 - The transfer exceeds the maximum reload limit.

TRANSFER_AMOUNT_BELOW_MIN_RELOAD_LIMIT

R11 - The transfer amount is below the minimum amount to reload.

ACH_LOAD_NOT_SUPPORTED

R11 - Loading funds via ACH is not supported by this program.

ACCOUNTS_DO_NOT_BELONG_TO_SAME_PRODUCT

R11 - The fromFinancialAccount and toFinancialAccount do not belong to the same product.

ACCOUNT_FROZEN

R16 - The account is frozen.

AMOUNT_FIELD_ERROR

R19 - There is an error in the amount field.

AUTHORIZATION_REVOKED_BY_CUSTOMER

R07 - The Authorization was revoked by Customer.

DUPLICATE_ENTRY

R24 - Resulted in a Duplicate Entry.

IMPROPER_EFFECTIVE_ENTRY_DATE

R18 - Has an Improper Effective entry date.

INVALID_ACCOUNT_NUMBER

R04 - Has an Invalid Account Number.

INVALID_COMPANY_ID_NUMBER

R21 - Has an Invalid Company ID Number.

INVALID_INDIVIDUAL_ID_NUMBER

R22 - Has an Invalid Individual ID Number.

NON_TRANSACTION_ACCOUNT

R20 - Is a Non Transactional Account.

PAYMENT_STOPPED

R08 - The Payment was stopped.

RETURNED_PER_ODFI_REQUEST

R06 - Funds were returned per OFDI Request.

TRANSACTION_NOT_AUTHORIZED_BY_ACCOUNT_HOLDER

R29 - The Transaction was not Authorized By Account Holder.

UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE_TRANSACTION

R10 - Is an Unauthorized, Improper, Ineligible, or Incomplete Transaction.

UNCOLLECTED_FUNDS

R09 - Transaction represents Uncollected Funds.

UNAUTHORIZED_CONSUMER_DEBIT_USING_CORPORATE_SEC_CODE

R05 - Is an Unauthorized Debit to Consumer Account Using Corporate SEC Code.

ENTRY_NOT_IN_ACCORDANCE_WITH_TERMS_OF_AUTHORIZATION

R11 - The transfer is not in accordance with the terms of the authorization.

PUSH

The AchTransfer is a push transfer. This means pushing funds from the originating financial institution to the receiving financial institution.

PULL

The AchTransfer is a pull transfer. This means pulling funds from the receiving financial institution to the originating financial institution.

UNKNOWN

The payment card brand is unknown.

VISA

The payment card belongs to the Visa brand.

MASTERCARD

The payment card belongs to the Mastercard brand.

AMERICAN_EXPRESS

The payment card belongs to the American Express brand.

DISCOVER

The payment card belongs to the Discover brand.

JCB

The payment card belongs to the JCB brand.

DINERS_CLUB

The payment card belongs to the Diners Club brand.

UNIONPAY

The payment card belongs to the UnionPay brand.

MAESTRO

The payment card belongs to the Maestro brand.

CUSTOMER_INITIATED_VIA_WEB

The payment method was submitted to the merchant on the web.

CUSTOMER_INITIATED_VIA_MAIL_ORDER_OR_TELEPHONE_ORDER

The payment method was submitted to the merchant over mail order, or telephone.

CUSTOMER_INITIATED_RECURRING_FIRST

The payment method was submitted to the merchant with an agreement to store the payment method for recurring payments.

MERCHANT_INITIATED_TRANSACTION_UNSCHEDULED

The merchant is using a customer's stored payment method and the payment is unscheduled.

An example of when to use this would be reloading a balance or collecting payment after conditions have been met to take payment.

MERCHANT_INITIATED_TRANSACTION_RECURRING

The merchant is using a customer's stored payment method and the payment is recurring.

An example of this is paying for a subscription.

STREET_ADDRESS

The number and street of the address.

EXTENDED_ADDRESS

Additional data about the address, e.g. apartment or unit number.

LOCALITY

The locality of the address, e.g. town or city.

REGION

A region for the address, e.g. state or province.

POSTAL_CODE

The postal code of the address.

COUNTRY_CODE_ALPHA_3

The country code where the address resides.

INSUFFICIENT_INCOME

Income insufficient for the amount of credit requested

DELINQUENT_CREDIT_OBLIGATIONS

Delinquent past or present credit obligations

UNABLE_TO_VERIFY_IDENTITY

Unable to verify the Account Holder's identity.

UNABLE_TO_VERIFY_INCOME

Unable to verify applicant’s income

COLLECTIONS

Collections action or judgment

BANKRUPTCY

Bankruptcy

LIEN_POSITION

Does not meet lien position requirement

UNACCEPTED_BUSINESS_INDUSTRY

We do not offer credit to this industry

MIN_CREDIT_SCORE

Applicant credit score does not meet the minimum score requirements

HIGH_UTILIZATION

High credit utilization ratio

RECENT_CREDIT_APPLICATIONS

Too many recent credit applications

MIN_YEARS_INCORPORATION

Does not meet the minimum length of business incorporation

INCOMPLETE_IDENTITY_INFORMATION

Incomplete company or owners’ identity information

LIMITED_CREDIT_EXPERIENCE

Applicant has limited credit references or history

EXCESSIVE_DEBT_OBLIGATIONS

Applicant has excessive debt obligations

UNABLE_TO_VERIFY_EMPLOYMENT

Unable to verify applicant's employment

LENGTH_OF_EMPLOYMENT

Length of employment is limited or unstable

LENGTH_OF_RESIDENCE

Length of time at residence is limited or unstable

RECENT_CREDIT_ACCOUNTS

Too many accounts opened recently

UNABLE_TO_VERIFY_CREDIT_REFERENCES

Unable to verify applicant's credit references

WITHDRAWN

The account holder has withdrawn their card product application

EXCESSIVE_OBLIGATIONS_TO_INCOME

The cardholder has excessive payment obligations in relation to their income.

DECEASED

The cardholder is deceased.

INSUFFICIENT_INCOME

Income insufficient for the amount of credit requested

DELINQUENT_CREDIT_OBLIGATIONS

Delinquent past or present credit obligations

UNABLE_TO_VERIFY_IDENTITY

Unable to verify the Account Holder's identity.

UNABLE_TO_VERIFY_INCOME

Unable to verify applicant’s income

COLLECTIONS

Collections action or judgment

BANKRUPTCY

Bankruptcy

LIEN_POSITION

Does not meet lien position requirement

UNACCEPTED_BUSINESS_INDUSTRY

We do not offer credit to this industry

MIN_CREDIT_SCORE

Applicant credit score does not meet the minimum score requirements

HIGH_UTILIZATION

High credit utilization ratio

RECENT_CREDIT_APPLICATIONS

Too many recent credit applications

MIN_YEARS_INCORPORATION

Does not meet the minimum length of business incorporation

INCOMPLETE_IDENTITY_INFORMATION

Incomplete company or owners’ identity information

LIMITED_CREDIT_EXPERIENCE

Applicant has limited credit references or history

EXCESSIVE_DEBT_OBLIGATIONS

Applicant has excessive debt obligations

UNABLE_TO_VERIFY_EMPLOYMENT

Unable to verify applicant's employment

LENGTH_OF_EMPLOYMENT

Length of employment is limited or unstable

LENGTH_OF_RESIDENCE

Length of time at residence is limited or unstable

RECENT_CREDIT_ACCOUNTS

Too many accounts opened recently

UNABLE_TO_VERIFY_CREDIT_REFERENCES

Unable to verify applicant's credit references

WITHDRAWN

The account holder has withdrawn their card product application

EXCESSIVE_OBLIGATIONS_TO_INCOME

Applicant has excessive payment obligations in relation to their income

INTERNET

Internet

WORD_OF_MOUTH

Word of mouth

MASS_DIRECT_MAIL

Mass/Direct mail

TELEMARKETING

Telemarketing

CATALOG_PUBLICATIONS

Catalog and/or publications

YELLOW_PAGES

Yellow pages

DENIED_DUE_TO_APPLICATION_INACTIVITY

The Application was denied due to the inability to decision on the Application within the timeframe as defined in the cardholder agreement due to missing information.

DENIED_DUE_TO_OTHER

The Application was denied due to other factors.

INCORRECT_DOCUMENT

The document uploaded does not meet the necessary business or person verification requirements

EXPIRED_DOCUMENT

The document uploaded is outdated or expired.

ILLEGIBLE_DOCUMENT

The document uploaded is blurry or uneasy to read.

PARTIAL_DOCUMENT

The document uploaded is not a full or complete document - there may be missing information.

UNACCEPTABLE_DOCUMENT

The document uploaded could not have its authenticity verified.

DUPLICATE_DOCUMENT

The document uploaded is a duplicate of a previously uploaded document.

BLANK_DOCUMENT

The document uploaded is a blank document.

CREATED

The document upload session is created but has not been initiated.

EXPIRED

A session has expired due to inactivity. A session can result in an expired state if it is never transitioned to submitted. Files can no longer be attached to the application's document upload session.

**Note: ** This is a terminal state.

SUBMITTED

A review has been submitted by a Highnote Agent and the review of the files are complete. A decision has been made for the application's status.

**Note: ** This is a terminal state.

UPLOADED

The document has been uploaded by the applicant

IN_REVIEW

The document is in review by a Highnote Agent

APPROVED

The document has been approved by a Highnote Agent

DENIED

The document has been denied by a Highnote Agent

MONEY_PASS

An ATM that is powered by Money Pass.

OPEN_24_HOURS

The ATM is open 24 hours a day.

DEPOSIT_AVAILABLE

The ATM can accept monetary deposits.

ACCESSIBLE

The ATM is accessible.

UNSPECIFIED

UNSPECIFIED

PLATFORM

PLATFORM

PRODUCT

PRODUCT

CARD

CARD

ACCOUNT

ACCOUNT

DENIED

The application was denied.

APPROVED

The application was approved.

PENDING

The application is currently being processed.

IN_REVIEW

The application requires further review.

CLOSED

The application was closed.

NOT_PERFORMED

The check was not performed.

Typically, this happens when an address is provided on the authorization, but we are unable to locate the same value in our vault.

NOT_PROVIDED

The address was not provided during authorization.

NO_MATCH

The address provided on the authorization did not match an address on file for the Cardholder.

MATCH

The address provided on the authorization matched the address on file for the Cardholder.

PURCHASE

Plan and statement entries are based on the PURCHASE balance Type.

CHECKING

Checking bank account.

SAVINGS

Saving bank account.

SUTTON_BANK

The value representing Sutton Bank.

UNSPECIFIED

UNSPECIFIED

SIMULATED

SIMULATED

PLAID

PLAID

FINICITY

FINICITY

PLAID_RESELLER

PLAID_RESELLER

READ_BUSINESS_ACCOUNT_HOLDER_DETAILS

Read the business account holder information.

Setting this permission will allow visibility to the account holder's information.

EMPLOYER_IDENTIFICATION_NUMBER

The employer identification number was modified.

LEGAL_BUSINESS_NAME

The legal business name was modified.

BILLING_ADDRESS

The billing address was modified.

ANNUAL_REVENUE

The annual revenue was modified.

FULL_LEGAL_NAME

The full legal name was modified.

HOME_ADDRESS

The home address was modified.

SOCIAL_SECURITY_NUMBER

The social security number was modified.

DATE_OF_BIRTH

The date of birth was modified.

ONLINE

An eCommerce business with a website selling goods/services.

IN_PERSON

A business selling goods/services at a physical location.

MOBILE

A business selling goods/services via an Android or iOS app.

MAIL_ORDER_TELEPHONE_ORDER

A business selling goods/services through mail or telephone orders.

PUBLIC

A publicly traded company

PRIVATE

A privately held company

GOVERNMENT

A government organization

ASCENDING

Ascending order.

DESCENDING

Descending order.

AGRICULTURAL_SERVICES

Offers farm management services or participates in farming operations.

CONTRACTED_SERVICES

Provides general or specialized construction, publishing, or printing services.

TRAVEL

Offers products and services related to booking and providing travel experiences such as flights, hotels, and rental vehicles.

TRANSPORTATION_SERVICES

Provides consumer, commercial, and medical transportation services for Passengers and Cargo.

UTILITY_SERVICES

Constructs or operates public and private utilities such as electricity, phone service, and Internet service.

RETAIL_OUTLET_SERVICES

Sells products or services for business-to-business, wholesale, or business-to-consumer markets.

CLOTHING_STORES

Sells clothing, footwear, accessories, or clothing-related services.

MISCELLANEOUS_STORES

A broad range of products and services such as home goods, appliances, musical instruments, computers, marketing, or medical supplies.

BUSINESS_SERVICES

Provides products and services that enable other businesses such as printing, cleaning, software development, or consulting.

PROFESSIONAL_SERVICES_OR_MEMBERSHIP_ORGANIZATIONS

Provides medical, dental, and vision services as well as hospitals and clinics.

GOVERNMENT_SERVICES

Provides products and services related to government and legal organizations and operations.

CHARITABLE_ORGANIZATIONS

Provides products and services related to charity

PHYSICAL_GOODS_SOLD

Whether the business sells physical goods.

SEASONAL_BUSINESS

Whether the business is seasonal.

FORWARD_COMMITMENT

Whether the business has a forward commitment for delivery of sale.

CORPORATION

Corporation.

PARTNERSHIP

Partnership.

SOLE_PROPRIETORSHIP

Sole Proprietorship.

NON_PROFIT

Non profit.

LLC

Limited Liability Company (LLC).

PRIVATE_CORPORATION

A private corporation

PUBLIC_CORPORATION

A publicly traded corporation

PRESIDENT

President.

VICE_PRESIDENT

Vice President.

TREASURER

Treasurer.

OWNER

Owner.

CEO

Chief Executive Officer.

CFO

Chief Financial Officer.

COO

Chief Operating Officer.

OUTSTANDING_BALANCE

Indicates that the amount to be transferred is the outstanding balance on the account

OUTSTANDING_STATEMENT_BALANCE

Indicates that the amount to be transferred is the remaining balance due on the latest statement billing period

MINIMUM_PAYMENT

Indicates that the amount to be transferred is the minimum payment due on the latest statement billing period

PHYSICAL_FRONT_OF_CARD

The card art document is a front image of a Physical Card

PHYSICAL_BACK_OF_CARD

The card art document is a back image of a Physical Card

DIGITAL_FRONT_OF_CARD

The card art document is a front image of a Digital Card

DIGITAL_BACKGROUND

The card art is the background image of a Digital Card

DIGITAL_LOGO

The card art is the logo image of a Digital Card

DIGITAL_ICON

The card art is the icon image of a Digital Card

VIRTUAL_FRONT_OF_CARD

The card art document is a front image of a Virtual Card

VIRTUAL_THREE_DS_VERIFICATION_LOGO

The card logo for 3DS verification

CAPABILITY_UNKNOWN

The terminal’s PAN entry capability is unknown.

MANUAL_NO_TERMINAL

The PAN was entered manually, and the terminal was not used.

MAGNETIC_STRIPE

The terminal supports reading the PAN via the card’s magnetic stripe.

BARCODE_OR_QR_CODE

The terminal supports reading the PAN via barcode or QR code.

OCR

The terminal supports reading the PAN via Optical Character Recognition.

INTEGRATED_CIRCUIT_CARD

The terminal supports reading the PAN via the Integrated Circuit Card (ICC - chip).

KEY_ENTERED

The terminal supports keyed entry of the PAN.

CONTACTLESS_ONLY_SUPPORTED

The terminal supports reading the PAN via the card’s contactless chip only. The terminal does not support reading the PAN via the card’s contact chip.

FILE

The terminal supports file reading, but does not supporting reading card data.

CONTACTLESS_READ_VIA_MAG_STRIPE_RULES

The terminal only supports reading the PAN via the magnetic stripe’s contactless method.

CONTACTLESS_READ_VIA_CHIP_RULES

The terminal only supports reading the PAN via the card chip’s contactless method.

MAG_STRIPE_READER_AND_KEY_ENTRY

The terminal supports reading the PAN from the magnetic stripe or keyed entry of the PAN only.

MAG_STRIPE_READER_AND_EMV_ICC

The terminal supports an Integrated Circuit Card (ICC) and can read the PAN via the card’s contact chip, magnetic stripe, or contactless chip.

MAG_STRIPE_READER_AND_KEY_ENTRY_AND_EMV_ICC

The terminal supports reading the PAN from the magnetic stripe or the card’s chip only and keyed entry of the PAN.

SECURE_CARDLESS_ENTRY

Secure Cardless Entry.

REQUESTED

The initial state of the card digital wallet token. The card digital wallet token is not yet available for use.

ACTIVE

The card digital wallet token has been provisioned and is available for transaction use.

SUSPENDED

The card digital wallet token has been blocked from transaction use and action may be required by the account holder. Card digital wallet token can be suspended by the Issuer, Program owner, or Account holder.

TERMINATED

The card digital wallet token has been deleted and is no longer available for transaction use.

ACTIVATION_METHOD

Account holder successfully authenticated with an activation method (activation code by text message, email, Issuer mobile application, etc.) prior to activation.

CUSTOMER_SERVICE_AGENT

Account holder called customer agent for verification.

DEVICE_LOST

Device was reported as lost.

DEVICE_STOLEN

Device was reported as stolen.

FRAUDULENT_TRANSACTIONS

Fraudulent transactions have been reported by Highnote or the account holder.

DEVICE_FOUND

A lost or stolen device has been found or recovered.

NON_FRAUDULENT_TRANSACTIONS

After reviewing transaction history, the account holder or Highnote confirmed that there were no fraudulent transactions.

ACCOUNT_CLOSED

Account holder account closed.

ACCOUNT_HOLDER_DELETED

Account holder has been deleted.

NETWORK_INITIATED

State changed based on Card Network request.

OTHER

Any other reason for the card digital wallet token state change.

VIRTUAL

A card which can only be used through virtual channels.

PHYSICAL

A card which is issued physically and can be used across multiple channels.

SECURED_CREDIT

A Secured Credit type offer

UNSECURED_CREDIT

An Unsecured Credit type offer

ACCEPTED

The offer has been extended and Accepted by the Applicant

OPEN

The offer has not been extended or decisioned yet

REJECTED

The offer has been rejected by the Applicant

DISQUALIFIED

The offer has been disqualified and cannot be extended to the Applicant

EXTENDED

The offer has been extended to the Applicant

EXPIRED

The offer has expired

AP_INVOICE_AUTOMATION

Cards issued to pay for invoices.

COMMERCIAL_PREPAID

Cards issued for commercial prepaid products.

EARNED_WAGE_ACCESS

Cards issued to provide people with advances for earned wages.

FLEET

Cards issued to provide fleet commercial cards.

GENERAL_PURPOSE_RELOADABLE

Cards issued to provide people with general reloadable cards.

SECURED_COMMERCIAL_CREDITDeprecated

Cards issued to provide secured deposited funded cards.

The SECURED_COMMERCIAL_CREDIT CardProductVertical is deprecated. Please use COMMERCIAL_CREDIT instead. Please reach out to Highnote support with any questions.

COMMERCIAL_DEBIT

Cards issued to provide commercial debit.

CONSUMER_PREPAID

Cards issued to provide consumer prepaid.

COMMERCIAL_CREDIT_PAY_IN_FULL

Cards issued to proved commercial credit pay in full.

PAYROLL

Cards issued for payroll products.

COMMERCIAL_CREDIT

Cards issued to provide commercial credit.

CONSUMER_CREDIT

Cards issued to provide consumer credit.

ACQUIRING

This CardProduct supports acquiring.

This CardProduct cannot be used with issuance, and would result in a validation error if it is.

PENDING

Bank Status is PENDING

READY_FOR_REVIEW

Bank Status is ready for review

IN_REVIEW

Bank Status is in review

APPROVED

Bank Status is approved

PENDING

Network Status is PENDING

READY_FOR_REVIEW

Network Status is ready for review

IN_REVIEW

Network Status is in review

APPROVED

Network Status is approved

PHYSICAL

Intended to issue Physical cards

DIGITAL

Intended to issue Digital cards

VIRTUAL

Intended to issue Virtual cards

VISA

Card Profile Set Network is VISA

MASTERCARD

Card Profile Set Network is MASTERCARD

PENDING

Card Profile Set Status is PENDING

READY_FOR_REVIEW

Card Profile Set Status is ready for review

IN_REVIEW

Card Profile Set Status is in review

APPROVED

Card Profile Set Status is approved

INACTIVE

Card Profile Set Status is inactive

APPROVED

The profile was approved.

PENDING

The profile is currently being processed.

IN_REVIEW

The profile requires further review.

READY_FOR_REVIEW

The profile is ready for review.

INACTIVE

The profile is inactive.

PENDING

Vendor Status is PENDING

READY_FOR_REVIEW

Vendor Status is ready for review

IN_REVIEW

Vendor Status is in review

APPROVED

Vendor Status is approved

GOODS_AND_SERVICES

Goods and services. Category: DEBIT.

CASH

Cash. Category: DEBIT.

ADJUSTMENT_DEBIT

Adjustment. Category: DEBIT.

GOODS_AND_SERVICES_WITH_CASH_DISBURSEMENT

Goods and services with cash disbursement. Category: DEBIT.

NON_CASH_FINANCIAL_FOR_FUNDING

Non-cash financial for funding. Category: DEBIT.

QUASI_CASH_AND_SCRIP

Quasi-Cash and scrip. Category: DEBIT.

FUNDS_WITHDRAWAL_FOR_ELECTRONIC_PURSE

Funds withdrawal for electronic purse. Category: DEBIT.

PAYMENT_TO_ANOTHER_PARTY

Payment to another party. Category: DEBIT.

PAYMENT_DEBIT

Payment debit (P2P). Category: DEBIT.

RETURNS

Returns. Category: CREDIT.

DEPOSITS

Deposits/Deposit payments. Category: CREDIT.

ADJUSTMENT_CREDIT

Adjustment. Category: CREDIT.

PAYMENT_FROM_THIRD_PARTY

Payment from third party. Category: CREDIT.

PAYMENT_CREDIT

Payment credit (P2P). Category: CREDIT.

PAYMENT_ENCLOSED

Payment enclosed. Category: CREDIT.

AVAILABLE_FUNDS_INQUIRY

Available funds inquiry. Category: INQUIRY_SERVICE.

BALANCE_INQUIRY

Balance inquiry. Category: INQUIRY_SERVICE.

ACCOUNT_VERIFICATION

Account Verification. Category: INQUIRY_SERVICE.

CARDHOLDER_ACCOUNTS_TRANSFER

Cardholder accounts transfer. Category: TRANSFER_PAYMENT_TRANSFER_SERVICE.

PIN_UNBLOCK

PIN Unblock. Category: PRIVATE_USE.

PIN_CHANGE

PIN change. Category: PRIVATE_USE.

NOTIFICATION_TO_BANK

Notification to bank. Category: PRIVATE_USE.

LOAD_OF_PREPAID_OR_STORED_VALUE_CARD

Load funds onto a prepaid card. Category: CREDIT.

FEE_COLLECTION_DEBIT

Used to collect miscellaneous fees. Category: DEBIT.

ORIGINAL_CREDIT

Enables funds to be credited to account numbers for a purpose other than refunding a purchase. Category: CREDIT.

FUNDS_DISBURSEMENT_CREDIT

Used to remit miscellaneous fees. Category: CREDIT.

ATM_MINI_STATEMENT

Request to provide transaction history by ATM. Category: INQUIRY_SERVICE.

ELIGIBILITY_INQUIRY

Eligibility inquiry. Category: INQUIRY_SERVICE.

MULTI_USE

Cards which can be used more than once.

SINGLE_USE

Cards which can only be used once.

NGOM

Mastercard network

ACCOUNT_HOLDER_SIGNATURE

A signature of the account holder.

FUNDING_PENDING

The check has been initiated and is pending funding.

FUNDING_STARTED

The check funding has been initiated.

FUNDING_COMPLETED

The check has been funded and is pending disbursement.

FUNDING_DISBURSED

The funds have been disbursed to external accounts.

PENDING_SHIPMENT

The check has been printed and is pending shipment.

SHIPPED

The check has been shipped.

COMPLETED

The check has been delivered, and cashed or deposited.

VOIDED

The check has been voided.

FAILED

The check has failed. The reason for the failure is included in the event.

REVERSAL_INITIATED

The check has been reversed due to voiding or failure.

REVERSAL_COMPLETED

The check reversal has been completed.

PRINTED

The check has been printed.

PAID

The check has been paid out.

PROCESSING_BY_HIGHNOTE

The check is processing by Highnote.

PENDING_PROCESSING_BY_HIGHNOTE

The check is pending processing by Highnote.

PROCESSED_BY_HIGHNOTE

The check has been processed by Highnote.

ON_RISK_HOLD

The check has been put on hold for risk assessment.

INSUFFICIENT_FUNDS

The check failed due to insufficient funds.

ACCOUNT_CLOSED

The check failed due to a closed account.

PAYMENT_STOPPED

The check failed due to a stop payment request.

INVALID_ADDRESS

The check failed due to the address being invalid.

FINANCIAL_ACCOUNT_NOT_ENABLED_FOR_CHECK_PAYMENTS

The check failed due since the FinancialAccount is not enabled for checks.

INTERNAL_ERROR

The check failed due to a Highnote internal error.

UNKNOWN

The check failed due to an unknown reason. Contact Highnote support for more information.

RISK

The check failed due to a risk assessment.

STANDARD

Standard mail.

CERTIFIED

Certified mail.

EXPEDITED

Expedited mail.

OVERNIGHT

Overnight mail.

PENDING

The check is started and pending completion.

FAILED

An event has occurred that has caused the check to fail. Check the CheckPayment.failureReason field for more information.

COMPLETE

The check has been completed.

PHYSICAL

A physical check.

UNTIL_EXPIRATION

The client token can be repeatedly used until its expiration date.

SINGLE_USE

The client token can only be used once. Once used, the client token is no longer valid.

Note:

In the event of a failure to process the request, the client token will be invalidated.

PENDING_VERIFICATION

The CollaborativeAuthorizationEndpoint has not yet been verified. Events will not be delivered.

ACTIVE

The CollaborativeAuthorizationEndpoint has been verified and events are being delivered.

DEACTIVATED

The CollaborativeAuthorizationEndpoint has been manually deactivated or Highnote has detected an error delivering events.

ACTIVATION_FAILED

The CollaborativeAuthorizationEndpoint was unable to be verified.

APPROVED

Transaction approved

DECLINEDDeprecated

Transaction declined

Deprecated in favor of more granular response codes

PARTIAL_AMOUNT_APPROVED

Transaction approved for partial amount

INSUFFICIENT_FUNDS

Transaction declined due to insufficient funds

EXCEEDS_LIMIT

Transaction declined because the amount exceeded the transaction limit

EXCEEDS_FREQUENCY

Transaction declined because the transaction exceeded the frequency limit

INVALID_MERCHANT

Transaction declined because transaction will not be allowed at this merchant. Use this code for merchants that will never be allowed.

RESTRICTED_CARDDeprecated

Transaction declined because card was used in a restricted region or country

Deprecated in favor of `RESTRICTED_LOCATION`

SUSPECTED_FRAUD

Transaction declined due to suspected fraudulent activity

CASHBACK_LIMIT_EXCEEDED

Transaction declined because the transaction exceeded the cashback limit

RESTRICTED_LOCATION

Transaction declined because the use of the card is restricted in the region or country where the transaction occurs

CARD_NOT_PRESENT_AT_POS

Transaction declined because Card Not Present transactions such as eCommerce are not permitted as a fraud prevention measure

MANUAL_KEY_ENTERED_AT_POS

Transaction declined because manually entering card details is not permitted as a fraud prevention measure

BLOCKED_CARD

Transaction declined due to special condition - new card not activated or card is temporarily blocked

INVALID_DRIVER

Transaction declined because the cardholder is not a recognized driver

INVALID_VEHICLE

Transaction declined because the cardholder did not provide a recognized vehicle number

INVALID_ID

Transaction declined because the cardholder did not provide a recognized ID number

INVALID_LOCATION

Transaction declined because the cardholder attempted a transaction outside of their defined working area

INVALID_TRANSACTION

Transaction declined because it failed a partner defined special condition

INVALID_PURCHASE_TIME

Transaction declined because it occurred outside allowed hours

INVALID_MERCHANT_CATEGORY_CODE

Transaction declined because transaction will not be allowed at this MerchantCategory. Use this code for categories that will never be allowed.

DUPLICATE_TRANSACTION

Transaction declined because it was a duplicate of a previous transaction

PROHIBITED_SELFPAY

Transaction declined because the merchant appears to be the cardholder

RESTRICTED_MERCHANT

Transaction declined because transactions are currently blocked for the merchant.

RESTRICTED_MERCHANT_CATEGORY_CODE

Transaction declined because transactions are currently blocked for the merchant category code.

TIMEOUT

System did not receive Collaborative Authorization response within the allotted time

Note: This response code is not meant to be returned by the Collaborative Authorization Partner. It is used by Highnote to indicate a Timeout occurred during Collaborative Authorization

ERROR

Collaborative Authorization response resulted in an error

Note: This response code is not meant to be returned by the Collaborative Authorization Partner. It is used by Highnote to indicate an Error occurred during Collaborative Authorization

APPROVE

Transactions should be approved if Subcriber does not respond to collaborative authorization request.

DECLINE

Transactions should be declined if the Subscriber does not respond to collaborative authorization request.

USA

EUROPE

ASIA

CREATE_SCHEDULED_TRANSFER

Setting this permission will enable creation of a scheduled transfer.

PURCHASE

CASH_ADVANCE

INSTALLMENT

BALANCE_TRANSFER

EXPERIAN

Experian

REVOLVING

Revolving credit.

CHARGE

Charge credit.

RECENT_INQUIRIES

The cardholder has recent inquiries that exceed the set threshold.

RECENT_BANKRUPTCY

The cardholder has had a bankruptcy discharged or dismissed recently.

ACTIVE_BANKRUPTCY

The cardholder has an active bankruptcy.

RECENT_CHARGE_OFF

The cardholder has had an account charge off recently.

RECENT_DELINQUENCY

The cardholder has had a delinquent account recently.

CURRENT_DEBT_OBLIGATIONS

The cardholder has current debt obligations that exceed the set threshold. *Note This attribute is deprecated and will be removed in a future release. Please refer to the EXCESSIVE_DEBT_OBLIGATIONS.

MLA_ELIGIBLE

The cardholder is eligible for Military Lending Act (MLA) privileges.

CREDIT_REPORT_FRAUD_ALERT

The cardholder has placed a fraud alert on their credit report.

CREDIT_REPORT_FREEZE

The cardholder has placed a freeze on their credit report.

EXCESSIVE_DEBT_OBLIGATIONS

The cardholder has current debt obligations that exceed the set threshold.

DELINQUENT_CREDIT_OBLIGATIONS

The cardholder has credit obligations that are delinquent.

RECENT_CREDIT_APPLICATIONS

The cardholder has applied for lines of credit a number of times that exceed the set threshold.

RECENT_CREDIT_ACCOUNTS

The cardholder has opened lines of credit a number of times that exceed the set threshold.

BANKRUPTCY

The cardholder has filed for bankruptcy in the past.

MIN_CREDIT_SCORE

The cardholder does not meet the minimum credit score requirement.

INSUFFICIENT_INCOME

The cardholder does not meet the minimum income requirement.

LIMITED_CREDIT_EXPERIENCE

The cardholder has limited credit references or history

EXCESSIVE_OBLIGATIONS_TO_INCOME

The cardholder has excessive payment obligations in relation to their income.

COLLECTIONS

The cardholder has had a tradeline sent to collections in the past.

AGE_OF_OLDEST_TRADELINE

The age of the oldest tradeline in the cardholders's credit report is too recent.

CURRENT_DELINQUENT_CREDIT_OBLIGATIONS

The cardholder currently has delinquent tradelines.

CURRENT_DELINQUENT_CREDIT_OBLIGATIONS_30

The cardholder currently has tradelines more than 30 days delinquent.

CURRENT_DELINQUENT_CREDIT_OBLIGATIONS_90

The cardholder currently has tradelines more than 90 days delinquent.

DECEASED

The cardholder is deceased.

FORECLOSURE

The cardholder has a foreclosure on their credit report.

HIGH_CREDIT_CARD_UTILIZATION

The cardholder has high credit card utilization.

HIGH_DEBT_TO_INCOME

The cardholder has a high debt-to-income ratio.

HIGH_REVOLVING_CREDIT_CARD_UTILIZATION

The cardholder has high revolving credit card utilization.

NO_CREDIT_HISTORY

The cardholder has no credit history.

NUMBER_OF_OPEN_ACCOUNTS

The cardholder has too many open accounts.

PAST_CHARGE_OFFS

The cardholder has tradeline chargeoffs on their credit report.

PAST_DELINQUENT_CREDIT_OBLIGATIONS

The cardholder has had delinquent tradelines in the past.

ELIGIBLE

Indicates that the TransactionEvent meets the Amount range for at least one active CreditPlan of CreditBalanceType INSTALLMENT, and that the TransactionEvent has not yet been converted into an InstallmentAgreement.

NOT_ELIGIBLE

Indicates that either the TransactionEvent does not have an Amount within range for an active CreditPlan of CreditBalanceType INSTALLMENT, or the TransactionEvent has already been converted into an InstallmentAgreement.

NSF

OTHER

CUSTOMER

SUBSCRIBER

INITIATED

APPROVED

DENIED

CLOSED

PENDING

FAILED

INCREASE

DECREASE

ACTIVE

INACTIVE

DEPRECATED

ACTIVE

INACTIVE

DEPRECATED

STANDARD

PROMODeprecated

Please use PROMOTIONAL

PROMOTIONAL

ACH

MANUAL_ADJUSTMENT

FEE_ADJUSTMENT

INTEREST_ADJUSTMENT

REWARD_BALANCE

CREDIT

DEBIT

WEEKLY

MONTHLY

FLOATING

FIXED

AWAITING_FRAUD_ALERT_REVIEW

The account holder has placed a fraud alert on their credit report. Their application data must be verified by phone.

AWAITING_CREDIT_REPORT_TO_BE_UNFROZEN

The account holder has placed a freeze on their credit report. Their report must be unfrozen in order to process an application.

NOT_PERFORMED

The CVV (or similar) check was not performed. Typically this will occur if we are unable to locate the same value in our vault.

NO_MATCH

The CVV provided on the authorization did not match the CVV on file for the card.

MATCH

The CVV provided on the authorization did match an CVV on file for the card.

NOT_ON_CARD

Returned when the card on file does not have a CVV.

NOT_PROVIDED

Returned when the CVV is not provided on the authorization

SUCCESS

The delivery attempt was successful with a 200 OK response

FAILURE

The delivery attempt was unsuccessful with a non 200 OK response

SKIPPED

The delivery attempt was skipped because the target was deactivated

UNKNOWN

Unknown Processing Network

ACCEL

Accel Processing Network

ACCEL_CARD_FREE_CASH

Accel Card Free Cash Processing Network

ACCEL_NEBRASKA

Accel Nebraska Processing Network

ACCEL_NO_PIN

Accel No Pin Processing Network

ACCEL_SURCHARGE_FREE

Accel Surcharge Free Processing Network

AMERICAN_EXPRESS_ATM

American Express ATM Processing Network

AFFN

AFFN Processing Network

AFFN_HIGH_TICKET_POS

AFFN High Ticket POS Processing Network

AFFN_LOW_TICKET_POS

AFFN Low Ticket POS Processing Network

AFFN_RECIPROCAL

AFFN Reciprocal Processing Network

ALLPOINT_NETWORK

Allpoint Processing Network

CIRRUS_ATM

Cirrus ATM Processing Network

CIRRUS_EUROPE_ACQUIRED_DUAL_MESSAGE

Cirrus Europe Acquired Dual Message Processing Network

CREDIT_UNION_COOPERATIVE_ATM

Credit Union Cooperative ATM Processing Network

CULIANCE

Culinace Processing Network

CULIANCE_CUHERE_PROGRAM

Culinace Cuhere Processing Network

CULIANCE_CUHERE_MONEYPASS_RECIPROCAL

Culinace Cuhere MoneyPass Reciprocal Processing Network

CULIANCE_CUHERE_PRESTO_PUBLIX

Culinace Cuhere Presto Processing Network

CULIANCE_NYCE_RECIPROCAL

Culince Nyce Reciprocal Processing Network

CULIANCE_PINLESS_LOW_VALUE_POS

Culinace Pinless Low Value POS Processing Network

EBT_PROGRAMS

EBT Processing Network

INTERLINK

Interlink Processing Network

MAESTRO

Maestro Processing Network

MAESTRO_EUROPE_ACQUIRER_DUAL_MESSAGE

Maestro Europe Acquirer Dual Message Processing Network

MASTERCARD_ATM

Mastercard ATM Processing Network

MASTERCARD_SINGLE_MESSAGE_SYSTEM

Mastercard Single Message Processing Network

MASTERCARD_DUAL_MESSAGE_AUTHORIZATION_SYSTEM

Mastercard Dual Message Processing Network

MONEY_PASS

MoneyPass Processing Network

MONEY_PASS_ATM_NEBRASKA

MoneyPass ATM Nebraska Processing Network

MONEY_PASS_ATM_STAR

MoneyPass ATM Star Processing Network

NYCE

NYCE Processing Network

NYCE_AFFN_RECIPROCAL

NYCE AFFN Reciprocal Processing Network

NYCE_CROSS_BORDER

NYCE Cross Border Processing Network

NYCE_CULIANCE_RECIPROCAL

NYCE Culiance Reciprocal Processing Network

NYCE_ECOMMERCE

NYCE Ecommerce Processing Network

NYCE_INTERNATIONAL_RECIPROCAL_GROUP1

NYCE International Reciprocal Group 1 Processing Network

NYCE_INTERNATIONAL_RECIPROCAL_GROUP2

NYCE International Reciprocal Group 2 Processing Network

NYCE_PINLESS_POS

NYCE Pinless POS Processing Network

NYCE_DIRECT_SETTLEMENT_LINK

NYCE Direct Settlement Link Processing Network

PLUS_ATM

Plus ATM Processing Network

PULSE

Pulse Processing Network

PULSE_ACCEL_RECIPROCAL

Pulse Accel Processing Network

PULSE_AFFN_RECIPROCAL

Pulse Affn Reciprocal Processing Network

PULSE_CANADA

Pulse Canada Processing Network

PULSE_MEXICO

Pulse Mexico Processing Network

PULSE_PAY_EXPRESS

Pulse Pay Express Processing Network

PULSE_SELECT

Pulse Select Processing Network

PULSE_DIRECT_SETTLEMENT_LINK

Pulse Direct Settlement Link Processing Network

SHAZAM

Shazam Processing Network

STAR

Star Processing Network

STAR_ACCESS

Star Access Processing Network

STAR_BC_CARD_KOREA_RECIPROCAL

Star BC Card Korea Reciprocal Processing Network

STAR_PUBLIX_PRESTO

Star Publix Presto Processing Network

STAR_RAPIDFLASH

Star Rapidflash Processing Network

STAR_SF

Star SF Processing Network

STAR_DIRECT_SETTLEMENT_LINK

Star Direct Settlement Link Processing Network

VISA_DIRECT_SETTLEMENT_LINK

Visa Direct Settlement Link Processing Network

VISA_SINGAPORE_DIRECT_SETTLEMENT_LINK

Visa Singapore Direct Settlement Link Processing Network

VISA

Visa Processing Network

VISA_DIRECT

Visa Direct Processing Network

PRIMARY_ROUTING_OR_GENERIC_FILE_UPDATE

Primary Routing or Generic File Update

NETS

NETS Processing Network

CU24

CU24 Processing Network

EBT_POS

EBT POS Processing Network

EBT_ATM

EBT ATM Processing Network

ALASKA_OPTION

Alaska Option Processing Network

DISCOVER_ATM

Discover ATM Processing Network

APPLE_PAY

Apple Pay

GOOGLE_PAY

Google Pay

SAMSUNG_PAY

Samsung Pay

REQUESTED

The CardDigitalWalletToken is requested and pending activation.

ACTIVE

The CardDigitalWalletToken is active and ready for use.

SUSPENDED

The CardDigitalWalletToken has been suspended and authorizations will fail until the CardDigitalWalletToken is ACTIVE again.

TERMINATED

The CardDigitalWalletToken has been terminated and all future authorizations will fail.

ACTIVATION_METHOD

Cardholder successfully authenticated with an activation method.

CUSTOMER_SERVICE_AGENT

Cardholder called customer agent for verification.

DEVICE_LOST

Cardholder reported token device lost.

DEVICE_STOLEN

Cardholder reported token device stolen.

FRAUDULENT_TRANSACTIONS

Issuer or Cardholder reported fraudulent token transactions.

DEVICE_FOUND

Cardholder reported token device found.

NON_FRAUDULENT_TRANSACTIONS

Issuer or Cardholder reported no fraudulent token transactions.

ACCOUNT_CLOSED

Financial Account has been closed.

ACCOUNT_HOLDER_DELETED

Cardholder Account has been closed by issuer.

NETWORK_INITIATED

Network request.

OTHER

Other reason.

READ_RESTRICTED_DETAILS

Read accountNumber for Direct Deposit Details.

Setting this permission will allow using the token to query for a DirectDepositDetail and read its restrictedDetails property.

UNSPECIFIED

The DisbursementTransferEvent failure reason is unspecified.

Contact Highnote support for more information.

INSUFFICIENT_FUNDS

The originating account of the FeeTransferEvent did not have enough funds to cover the requested amount.

PAYROLL_ADVANCE_FEATURE_NOT_ENABLED

Payroll advance feature not enabled.

ACCOUNT_NOT_FOUND

The originating or receiving account was not found.

CURRENCY_MISMATCH

The originating and receiving account have different currency.

ACCOUNT_CLOSED

The originating or receiving account is closed.

PAYROLL_EMPLOYER_ADVANCE_FEATURE_NOT_ENABLED

Payroll employer advance feature not enabled.

NOT_AN_ORGANIZATION_OWNED_ACCOUNT

The originating or receiving account does not belong to the organization.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_LOAD_LIMIT

Transfer amount exceeds allowed max program load limit.

ACH_LOAD_NOT_ALLOWED_BY_PROGRAM

Ach load is not allowed by program.

TENANT_ID_NOT_PROVIDED

Tenant Id is not provided.

ORGANIZATION_ID_NOT_PROVIDED

Organization not provided.

ACCOUNT_NOT_PROVIDED

The originating or receiving account not provided.

IDEMPOTENCY_KEY_NOT_PROVIDED

Idempotency Key not provided.

TRANSFER_AMOUNT_IS_NEGATIVE_OR_ZERO

Transfer amount is negative or zero.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_RELOAD_LIMIT

Transfer amount exceeds allowed max program reload limit.

ACCOUNTS_DO_NOT_BELONG_TO_SAME_PRODUCT

The originating and receiving account do not belong to same product.

SECURE_CARD_FEATURE_NOT_ENABLED

Secured card feature is not enabled on account.

CORPORATE_BANK_ACCOUNT_FEATURE_NOT_ENABLED

Corporate bank account feature is not enabled.

REWARD_POINT_FEATURE_NOT_ENABLED

Reward point feature not enabled.

TRANSFER_AMOUNT_BELOW_MIN_PROGRAM_RELOAD_LIMIT

Transfer amount below program minimum reload limit.

TRANSACTION_ID_NOT_PROVIDED

Transaction Id not provided.

DDA_FEATURE_NOT_ENABLED

Dda feature is not enabled on account.

ORIGINATED_ACH_UNLOAD_NOT_SUPPORTED_ON_PRODUCT

Originated ach unload not supported on product

FLEET_FEATURE_NOT_ENABLED

Fleet card feature is not enabled on account.

PRODUCT_FUNDING_FEATURE_NOT_ENABLED

Product funding feature is not enabled on account.

FUNDING_CARD_NOT_SUPPORTED

Product funding feature is not enabled on account.

DEBIT_CARD_FEATURE_NOT_ENABLED

Debit card feature is not enabled on account.

ACCOUNT_NOT_ACTIVE

The originating or receiving account is not active.

PREPAID_CARD_FEATURE_NOT_ENABLED

Prepaid card feature is not enabled on account.

FUNDING_ACCOUNT_FEATURE_NOT_ENABLED

Funding account feature is not enabled on account.

CASH_FUND_OUT_NOT_SUPPORTED_ON_PRODUCT

Cash fund out not supported on product.

CREDIT_CARD_FEATURE_NOT_ENABLED

Credit card feature is not enabled on account.

COMMERCIAL_CREDIT_PAY_IN_FULL_FEATURE_NOT_ENABLED

Commercial credit Pay In Full card feature is not enabled on account.

CREDIT_LIMIT_NOT_SET_ON_ACCOUNT

The originating account does not have credit limit set.

NOT_ENOUGH_BALANCE_TO_REDUCE_CREDIT_LIMIT

The originating account does not have enough balance to reduce credit limit.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_CARD_BALANCE

Transfer amount exceeding maximum program card balance.

TRANSFER_NOT_SUPPORTED_ON_PRODUCT

Transfer is not supported on product.

CARD_FUNDING_FEATURE_NOT_ENABLED

Card funding feature not enabled on account.

TRANSFER_CONDITION_SAME_PRIMARY_ACCOUNT_HOLDER_NOT_SATISFIED

Accounts do not have same primary account holder.

TRANSFER_AMOUNT_EXCEEDING_MAX_AGGREGATE_CREDIT_DISTRIBUTION_AMOUNT

The requested amount exceeds the maximum aggregate credit distribution amount.

INVALID_DISBURSEMENT_AMOUNT

The amount specified for the disbursement is invalid.

MERCHANT_SETTLEMENT_FEATURE_NOT_ENABLED

Merchant settlement is not enabled on this account.

UNSPECIFIED

The DisbursementTransferEvent status is unspecified.

Contact Highnote support for more information.

PENDING

The DisbursementTransferEvent status is pending.

COMPLETED

The DisbursementTransferEvent status is completed.

FAILED

The DisbursementTransferEvent status is failed.

UNSPECIFIED

The DisbursementTransferEvent type is unspecified.

Contact Highnote support for more information.

DISBURSEMENT_PAYMENT

The DisbursementTransferEvent type is a payment event.

DISBURSEMENT_PLATFORM_FEE

The DisbursementTransferEvent type is for a platform fee.

DISBURSEMENT_INTERCHANGE_FEE

The DisbursementTransferEvent type is for an interchange fee.

DISBURSEMENT_NETWORK_FEE

The DisbursementTransferEvent type is for a network fee.

DISBURSEMENT_PAYABLE

The DisbursementTransferEvent type is a payable event.

MILE

A British imperial unit and US customary unit of distance.

KILOMETER

A unit of distance in the metric system.

PRIMARY_DOCUMENT_TYPE

A primary document

SECONDARY_DOCUMENT_TYPE

A secondary document

SUPPORTING_DOCUMENT_TYPE

A supporting document type

SOCIAL_SECURITY_CARD

A social security card

BIRTH_CERTIFICATE

A birth certificate

US_MILITARY_RECORD_OF_SERVICE

A document representing a record of service in the US military

MARRIAGE_CERTIFICATE

A certificate of marriage

DIVORCE_DECREE

A certificate of a divorce

STATE_ISSUED_PERMIT

A state issued permit

STATE_ISSUED_BENEFIT_CARD

A state issued benefit card

US_TAX_FORM

A tax form from the United States

W2

A W2 or Income tax form

FORM_1099

A collection of tax forms documenting different types of payments made by an individual or a business that typically isn't your employer

FORM_5498

A form submitted by the trustee or issuer of your individual retirement arrangement (IRA) to report contributions, including any catch-up contributions, required minimum distributions (RMDs), and the fair market value (FMV) of the account

FORM_1098

A report on mortgage interest (including points, defined later) of $600 or more you received during the year in the course of your trade or business from an individual, including a sole proprietor

CERTIFICATE_OF_CITIZENSHIP

A document confirming citizenship

MEDICARE_CARD

A document representing the medicare card

COURT_ORDER_FOR_LEGAL_NAME_CHANGE

A legal name change document provided by the court

MUNICIPAL_ID

An identification card issued by a municipality

DRIVERS_LICENSE

A document permitting a person to drive a motor vehicle.

The driver's license must be unexpired and valid.

The document must show the driver's full name and full physical address. The address cannot be associated to a PO Box or CMRA.

PASSPORT

An official document issued by a government, certifying the holder's identity and citizenship and entitling them to travel under its protection to and from foreign countries

STATE_ISSUED_ID

A State ID Card is a government issued form of identification containing personal and biometric information, that allows its holder to prove their identity and citizenship.

STATE_US_MILITARY_ARMED_FORCES_ID

An identification document issued by the United State of America Military Armed Forces

STATE_US_PERMANENT_RESIDENT_CARD

An permanent resident card issued by the United State of America

STATE_CONSULAR_IDENTIFICATION_CARD

A document that many consulates issue to identify the citizens of their country who reside abroad

STATE_US_BORDER_CROSSING_CARD

An identity document used by nationals of Mexico to enter the United States.

STATE_US_EMPLOYMENT_AUTHORIZATION_CARD

An identity document indicating the right to employment within the United States of America.

STATE_TRIBAL_ID

Tribal identification cards are issued by tribes as proof of your enrollment and membership in the tribe

UTILITY_BILL

A utility bill is a monthly statement of the amount a household or business owes for essential services or utilities.

The utility bill must be dated within the last 60 days.

The document must show the biller's full name and full physical address. The address cannot be associated to a PO Box or CMRA.

PHONE_BILL

A phone bill is an account or bill for the charges for a telephone and line and for calls made from it

CABLE_BILL

A cable bill is an account or bill for the charges for access to paid television.

INTERNET_BILL

An internet bill is an account or bill for the charges for access to internet.

BANK_STATEMENT

A printed record of the balance in a bank account and the amounts that have been paid into it and withdrawn from it, issued periodically to the holder of the account.

The bank statement must be dated within the last 60 days.

The document must show the account holder's full name and full physical address. The address cannot be associated to a PO Box or CMRA.

STATEMENT_401K

A summary of the investments in a 401k retirement account

BROKERAGE_STATEMENT

The official document for complete information pertaining to your brokerage account's value, holdings, and activity

LIFE_INSURANCE

An insurance document related to an insurance policy on the life of the policy holder

HEALTH_INSURANCE

An insurance document related to an insurance policy on the health of the policy holder

AUTO_INSURANCE

An insurance document related to an insurance policy on an automobile

PAY_STUB

A document issued by an employer to pay an employee for services rendered.

LEASE_AGREEMENT

A contractual arrangement calling for the user to pay the owner for use of property.

The lease agreement must be current and valid.

The document must show the user's full name and full physical address. The address cannot be associated to a PO Box or CMRA.

ARTICLES_OF_INCORPORATION

Articles of incorporation for a business

**Note: ** To be used only for a business account holder type

NON_PROFIT_501_C3

Non Profit 501c3 charter for a business

**Note: ** To be used only for a business account holder type

FEDERAL_EMPLOYER_IDENTIFICATION_NUMBER

Federal Employer Identification Number

**Note: ** To be used only for a business account holder type

SOLE_PROPRIETOR_SOCIAL_SECURITY_CARD

Identification Document representing a social security card

**Note: ** A social security for a business is only accepted for business' that are sole proprietorships.

OPERATING_AGREEMENT

A key document used by limited liability companies (LLCs) to outline the business' financial and functional decisions including rules, regulations, and provisions.

**Note: ** To be used only for a business account holder type

PARTNERSHIP_AGREEMENT

A legal document that dictates the way a business is run and details the relationship between each partner

**Note: ** To be used only for a business account holder type

CERTIFICATE_OF_GOOD_STANDING

A document indicating that the business has filed all reports and fees with the Secretary of State's office. It serves as proof, or evidence, that the entity exists and is authorized to transact business in the state

**Note: ** To be used only for a business account holder type

IRS_ISSUED_TAX_RETURN

A business tax return, indicating taxes filed for the filing year, proving the business is current with IRS filing requirements.

**Note: ** To be used only for a business account holder type

TRUST_AGREEMENT

An estate planning document that allows the business to transfer ownership of its assets to a third party.

**Note: ** To be used only for a business account holder type

BUSINESS_LICENSE

Permits issued by government agencies that allow individuals or companies to conduct business within the government's geographical jurisdiction.

**Note: ** To be used only for a business account holder type

BUSINESS_REGISTRATION

Business registration issued by the Secretary of State.

The business registration must be current and active within the State where the Business operates.

The document must show the business name and full physical address.

**Note: ** To be used only for a business account holder type

FORM_CP_575

IRS Form CP-575 - Confirmation of Federal Employer Identification Number letter.

**Note: ** To be used only for a business account holder type

TAX_ID_APPLICATION

Confirmation of application submission - Tax ID Number.

**Note: ** To be used only for a business account holder type

PRISON_ID

The identification card and associated number used by the State or Federal entity to track an inmate

PRISON_RELEASE_PAPERWORK

All certified document(s) granted to applicant at the time of discharge from a correctional institution

CERTIFICATE_OF_RELEASE_OR_DISCHARGE_FROM_ACTIVE_DUTY

A military record indicating an individuals release or dischage from active duty

VETERAN_AFFAIRS_BENEFITS_LETTER

A VA award letter is issued by the Department of Veterans Affairs (VA) when a decision has been made regarding a veteran's claim for benefits. Specifically, this letter indicates a veteran's disability rating(s) along with the corresponding amount of monthly compensation.

IRS_ISSUED_FEDERAL_TAX_RETURN

A federal tax returrn issued by United States of America Internal Revenue Service.

IRS_ISSUED_STATE_TAX_RETURN

A state tax return issued by a state in the United States.

DIGITAL_BACKGROUND

The card art is the background image of a Digital Card

DIGITAL_FRONT_OF_CARD

The card art document is a front image of a Digital Card

DIGITAL_ICON

The card art is the icon image of a Digital Card

DIGITAL_LOGO

The card art is the logo image of a Digital Card

PHYSICAL_BACK_OF_CARD

The card art document is a back image of a Physical Card

PHYSICAL_FRONT_OF_CARD

The card art document is a front image of a Physical Card

VIRTUAL_FRONT_OF_CARD

The card art document is a front image of a Virtual Card

VIRTUAL_THREE_DS_VERIFICATION_LOGO

The card art document for 3DS Verification Logo

ACCOUNT_HOLDER_SIGNATURE

The signature of the account holder

MANAGE_DOCUMENT_UPLOAD_SESSION

Manage the lifecycle of a document upload session.

Setting this permission will allow the using the token to start and end the session. Additionally, the client will be allowed to initiate file uploads for the specified session in the token.

PENDING

The upload link has been created and is waiting for a file to be uploaded

IN_PROGRESS

A file upload is currently in progress and is being processed

COMPLETED

A file upload completed successfully and has been securely stored in the document store

FAILED

A file upload has failed due to server communication and needs to be retried

DENIED

A file upload has been denied due to malicious content or malware present in the file

CREATED

The document upload session is created, but has not been initiated

INITIATED

The document upload session has been initiated and files can now be uploaded to the session

IN_PROGRESS

A session has started and a file upload request has been initiated.

SUBMITTED

A session has ended. Files can no longer be uploaded to the session.

EXPIRED

A session has expired due to inactivity. A session can result in an expired state if it is never transitioned to submitted. Files can no longer be uploaded to the session.

PER_TRANSACTION_SPEND_AMOUNT

Earning points on a per transaction basis.

WIRE

Transfer funds using wire transfer

EMPLOYED

The person account holder is currently employed by an employer.

SELF_EMPLOYED

The person account holder is currently self-employed.

RETIRED

The person account holder is not employed and currently retired.

STUDENT

The person account holder is not employed and currently a student.

UNEMPLOYED

The person account holder is not employed.

OTHER

The person account holder has another employment status.

READ_RESTRICTED_DETAILS

Read accountNumber for Direct Deposit Details.

Setting this permission will allow using the token to query for a DirectDepositDetail and read its restrictedDetails property.

ACTIVE

The ExternalFinancialAccount is active and in good standing.

CLOSED

The ExternalFinancialAccount is Closed.

This is a terminal state and cannot be reversed.

UNSPECIFIED

The hold status is unspecified

NO_HOLDS

The ACH Transaction is not on hold

ON_HOLD

The ACH Transaction is currently on hold

HOLD_REMOVED

The ACH Transaction had a hold but it has been removed

PENDING

The transfer has been received by Highnote, but cannot be processed yet as the effective date is in the future.

PROCESSING

The transfer is processing at Highnote, but funds are not available yet.

PROCESSED

The transfer has successfully been processed by Highnote.

FAILED

The transfer failed. More details are available in ExternallyInitiatedACHStatusReasonCode.

RETURNED

The transfer has been returned to the bank that initiated it. More details are available in ExternallyInitiatedACHStatusReasonCode.

REVERSED

The transfer has been returned to the bank that initiated it.

CANCELED

The transfer has been canceled by Highnote. This status is rare and typically indicates the transfer was received in error.

INTERNAL_ERROR

There is an internal error with the transfer.

INSUFFICIENT_FUNDS

This was a debit from an account at Highnote which did not have enough funds.

ACCOUNT_CLOSED

The Highnote account was closed.

ACCOUNT_NOT_FOUND

The Highnote account could not be found.

CURRENCY_MISMATCH

The currency of the transfer did not match the currency of the Highnote account.

TRANSFER_AMOUNT_EXCEEDING_MAX_LOAD_LIMIT

The transfer exceeds the maximum load limit.

TRANSFER_AMOUNT_EXCEEDING_MAX_RELOAD_LIMIT

The transfer exceeds the maximum reload limit.

TRANSFER_AMOUNT_BELOW_MIN_RELOAD_LIMIT

The transfer amount is below the minimum amount to reload.

ACH_LOAD_NOT_SUPPORTED

Loading funds via ACH is not supported.

PAYROLL_ADVANCE_FEATURE_NOT_ENABLED

The account does not have the required payroll advance feature enabled.

PAYROLL_EMPLOYER_ADVANCE_FEATURE_NOT_ENABLED

The account does not have the required payroll employer advance feature enabled.

CORPORATE_BANK_ACCOUNT_FEATURE_NOT_ENABLED

The account does not have the required corporate bank account feature enabled.

ACCOUNTS_DO_NOT_BELONG_TO_SAME_PRODUCT

R11 - The fromFinancialAccount and toFinancialAccount do not belong to the same product.

ACCOUNT_FROZEN

R16 - The account is frozen.

AMOUNT_FIELD_ERROR

R19 - There is an error in the amount field.

AUTHORIZATION_REVOKED_BY_CUSTOMER

R07 - The Authorization was revoked by Customer.

DUPLICATE_ENTRY

R24 - Resulted in a Duplicate Entry.

IMPROPER_EFFECTIVE_ENTRY_DATE

R18 - Has an Improper Effective entry date.

INVALID_ACCOUNT_NUMBER

R04 - Has an Invalid Account Number.

INVALID_COMPANY_ID_NUMBER

R21 - Has an Invalid Company ID Number.

INVALID_INDIVIDUAL_ID_NUMBER

R22 - Has an Invalid Individual ID Number.

NON_TRANSACTION_ACCOUNT

R20 - Is a Non Transactional Account.

PAYMENT_STOPPED

R08 - The Payment was stopped.

RETURNED_PER_ODFI_REQUEST

R06 - Funds were returned per OFDI Request.

TRANSACTION_NOT_AUTHORIZED_BY_ACCOUNT_HOLDER

R29 - The Transaction was not Authorized By Account Holder.

UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE_TRANSACTION

R10 - Is an Unauthorized, Improper, Ineligible, or Incomplete Transaction.

UNCOLLECTED_FUNDS

R09 - Transaction represents Uncollected Funds.

UNAUTHORIZED_CONSUMER_DEBIT_USING_CORPORATE_SEC_CODE

R05 - Is an Unauthorized Debit to Consumer Account Using Corporate SEC Code.

COMMERCIAL_CREDIT_PAY_IN_FULL_FEATURE_NOT_ENABLED

R11 - The account does not have the required commercial pay in full account feature enabled.

CREDIT_LIMIT_NOT_SET_ON_ACCOUNT

R11 - The credit limit is not set on the account.

ENTRY_NOT_IN_ACCORDANCE_WITH_TERMS_OF_AUTHORIZATION

R11 - The transfer is not in accordance with the terms of the account.

CREDIT_FUNDS

Credit Funds

DEBIT_FUNDS

Debit Funds

PAYROLL

Payroll

INITIATED

The ExternalMoneyMovementTransactionEvent has been initiated.

PROCESSING

The ExternalMoneyMovementTransactionEvent is processing.

PROCESSED

The ExternalMoneyMovementTransactionEvent has been processed.

FAILED

The ExternalMoneyMovementTransactionEvent has failed. See failureReason for more information.

UNSPECIFIED

The reason for the failure is unspecified, contact Highnote support for more information.

INSUFFICIENT_FUNDS

The source account of the transfer did not have enough funds to cover the requested amount.

ACCOUNT_NOT_FOUND

The source or receiving account was not found.

IDEMPOTENCY_KEY_NOT_PROVIDED

Idempotency Key not provided.

TRANSFER_AMOUNT_IS_NEGATIVE_OR_ZERO

Transfer amount is negative or zero.

INVALID_ACCOUNT_NUMBER

The account number provided was invalid.

PAYOUT

Indicates a payout event.

PLATFORM_FEE

Indicates a platform fee event.

UNSPECIFIED

The payment status is unspecified. Contact Highnote support for more information.

INITIATED

The payment has been initiated.

PENDING

The payment is pending.

COMPLETED

The payment has been completed.

FAILED

The payment has been failed.

UNSPECIFIED

The reason for the failure is unspecified, contact Highnote support for more information.

INSUFFICIENT_FUNDS

The source account of the transfer did not have enough funds to cover the requested amount.

ACCOUNT_NOT_FOUND

The source or receiving account was not found.

IDEMPOTENCY_KEY_NOT_PROVIDED

Idempotency Key not provided.

TRANSFER_AMOUNT_IS_NEGATIVE_OR_ZERO

Transfer amount is negative or zero.

INVALID_ACCOUNT_NUMBER

The account number provided was invalid.

PAYOUT

Indicates a payout.

PLATFORM_FEE

Indicates a platform fee.

NONE

Applies to all without aggregation.

DAY

Calendar day (UTC). Accumulated count/amount is reset each day.

WEEK

Calendar week, starting on Sunday (UTC). Accumulated count/amount is reset each week.

MONTH

Calendar month (UTC). Accumulated count/amount is reset each month.

YEAR

Calendar year (UTC). Accumulated count/amount is reset each year.

LIFETIME

Lifetime of the account. Accumulated count/amount is never reset.

EQUAL

Equal

NOT_EQUAL

Not equal

GREATER_THAN

Greater than.

LESS_THAN

Less than.

GREATER_THAN_OR_EQUAL

Greater than or equal.

LESS_THAN_OR_EQUAL

Less than or equal.

BETWEEN

Between count/amount and maximumCount/maximumAmount inclusive.

ACCOUNT

Account.

PAYMENT_CARD

Payment Card.

OVERRIDE_RULE_RESULTS_TO_ACCEPTED

This code will tell the risk system to override the rule results.

OVERRIDE_RULE_RESULTS_TO_DENIED

This code will indicate that the override was denied.

PENDING

The fee schedule is pending. Pending status is when fee schedule activation date is in future.

ACTIVE

Fee schedule is active and currently applicable.

INACTIVE

The fee schedule is inactive and no longer applicable.

INSUFFICIENT_FUNDS

The originating account of the FeeTransferEvent did not have enough funds to cover the requested amount.

ACCOUNT_CLOSED

The originating or receiving account is closed.

ACCOUNT_NOT_FOUND

The originating or receiving account was not found.

CURRENCY_MISMATCH

The originating and receiving account have different currency.

NOT_AN_ORGANIZATION_OWNED_ACCOUNT

The originating or receiving account does not belong to the organization.

ORGANIZATION_ID_NOT_PROVIDED

Organization not provided.

ACCOUNT_NOT_PROVIDED

The originating or receiving account not provided.

IDEMPOTENCY_KEY_NOT_PROVIDED

Idempotency Key not provided.

TRANSFER_AMOUNT_IS_NEGATIVE_OR_ZERO

Transfer amount is negative or zero.

ACCOUNTS_DO_NOT_BELONG_TO_SAME_PRODUCT

The originating and receiving account do not belong to same product.

TRANSACTION_ID_NOT_PROVIDED

Transaction Id not provided.

ACCOUNT_NOT_ACTIVE

The originating or receiving account is not active.

CREDIT_LIMIT_NOT_SET_ON_ACCOUNT

The originating account does not have credit limit set.

NOT_ENOUGH_BALANCE_TO_REDUCE_CREDIT_LIMIT

The originating account does not have enough balance to reduce credit limit.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_CARD_BALANCE

Transfer amount exceeding maximum program card balance.

TRANSFER_NOT_SUPPORTED_ON_PRODUCT

Transfer is not supported on product.

CARD_FUNDING_FEATURE_NOT_ENABLED

Card funding feature not enabled on account.

TRANSFER_CONDITION_SAME_PRIMARY_ACCOUNT_HOLDER_NOT_SATISFIED

Accounts do not have same primary account holder.

PAYROLL_ADVANCE_FEATURE_NOT_ENABLED

Payroll advance feature not enabled.

PAYROLL_EMPLOYER_ADVANCE_FEATURE_NOT_ENABLED

Payroll employer advance feature not enabled.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_LOAD_LIMIT

Fransfer amount exceeds allowed max program load limit.

ACH_LOAD_NOT_ALLOWED_BY_PROGRAM

Ach load is not allowed by program.

TENANT_ID_NOT_PROVIDED

Tenant Id is not provided.

TRANSFER_AMOUNT_EXCEEDING_MAX_PROGRAM_RELOAD_LIMIT

Transfer amount exceeds allowed max program reload limit.

SECURE_CARD_FEATURE_NOT_ENABLED

Secured card feature is not enabled on account.

CORPORATE_BANK_ACCOUNT_FEATURE_NOT_ENABLED

Corporate bank account feature is not enabled.

REWARD_POINT_FEATURE_NOT_ENABLED

Reward point feature not enabled.

TRANSFER_AMOUNT_BELOW_MIN_PROGRAM_RELOAD_LIMIT

Transfer amount below program minimum reload limit.

DDA_FEATURE_NOT_ENABLED

Dda feature is not enabled on account.

ORIGINATED_ACH_UNLOAD_NOT_SUPPORTED_ON_PRODUCT

Originated ach unload not supported on product

FLEET_FEATURE_NOT_ENABLED

Fleet card feature is not enabled on account.

PRODUCT_FUNDING_FEATURE_NOT_ENABLED

Product funding feature is not enabled on account.

FUNDING_CARD_NOT_SUPPORTED

Product funding feature is not enabled on account.

DEBIT_CARD_FEATURE_NOT_ENABLED

Debit card feature is not enabled on account.

PREPAID_CARD_FEATURE_NOT_ENABLED

Prepaid card feature is not enabled on account.

FUNDING_ACCOUNT_FEATURE_NOT_ENABLED

Funding account feature is not enabled on account.

CASH_FUND_OUT_NOT_SUPPORTED_ON_PRODUCT

Cash fund out not supported on product.

CREDIT_CARD_FEATURE_NOT_ENABLED

Credit card feature is not enabled on account.

COMMERCIAL_CREDIT_PAY_IN_FULL_FEATURE_NOT_ENABLED

Commercial credit Pay In Full card feature is not enabled on account.

ATM_WITHDRAWAL_IN_NETWORK_FEE

ATM withdrawal (in-network)

ATM_WITHDRAWAL_IN_NETWORK_INTERNATIONAL_FEE

ATM withdrawal (international, in-network)

ATM_WITHDRAWAL_OUT_OF_NETWORK_FEE

ATM withdrawal (out-of-network)

ATM_WITHDRAWAL_OUT_OF_NETWORK_INTERNATIONAL_FEE

ATM withdrawal (international)

ATM_DECLINE_FEE

ATM decline

ATM_DECLINE_INTERNATIONAL_FEE

ATM decline (international)

ATM_BALANCE_INQUIRY_IN_NETWORK_FEE

ATM balance inquiry (in-network)

ATM_BALANCE_INQUIRY_IN_NETWORK_INTERNATIONAL_FEE

ATM balance inquiry (international, in-network)

ATM_BALANCE_INQUIRY_OUT_OF_NETWORK_FEE

ATM balance inquiry (out-of-network)

ATM_BALANCE_INQUIRY_OUT_OF_NETWORK_INTERNATIONAL_FEE

ATM balance inquiry (international)

INTERNATIONAL_TRANSACTION_FEE

International transaction

INSTALLMENT_FEE

Credit Installment

PHYSICAL_CARD_REISSUE_FEE

Physical card reissue (new PAN)

EXPEDITED_PHYSICAL_CARD_FEE

Expedited physical card

MONTHLY_ACCOUNT_ANNIVERSARY_FEE

Monthly account anniversary fee

VIRTUAL_CARD_REISSUE_FEE

Virtual card reissue (new PAN)

RETURN_PAYMENT_FEE

Returned ACH origication

ACCOUNT_INITIATION_FEE

Account initiation

LATE_PAYMENT_FEE

Late Payment

CASH_BACK_POS_FEE

Cash back at point of sale terminal

CASH_BACK_OTC_FEE

Cash back at bank tell

ACCOUNT_INACTIVITY_FEE

Account inactivity

ATM_WITHDRAWAL_IN_NETWORK_FEE

ATM withdrawal (in-network)

ATM_WITHDRAWAL_IN_NETWORK_INTERNATIONAL_FEE

ATM withdrawal (international, in-network)

ATM_WITHDRAWAL_OUT_OF_NETWORK_FEE

ATM withdrawal (out-of-network)

ATM_WITHDRAWAL_OUT_OF_NETWORK_INTERNATIONAL_FEE

ATM withdrawal (international)

ATM_DECLINE_FEE

ATM decline

ATM_DECLINE_INTERNATIONAL_FEE

ATM decline (international)

ATM_BALANCE_INQUIRY_IN_NETWORK_FEE

ATM balance inquiry (in-network)

ATM_BALANCE_INQUIRY_IN_NETWORK_INTERNATIONAL_FEE

ATM balance inquiry (international, in-network)

ATM_BALANCE_INQUIRY_OUT_OF_NETWORK_FEE

ATM balance inquiry (out-of-network)

ATM_BALANCE_INQUIRY_OUT_OF_NETWORK_INTERNATIONAL_FEE

ATM balance inquiry (international)

INTERNATIONAL_TRANSACTION_FEE

International transaction

INSTALLMENT_FEE

Credit Installment

PHYSICAL_CARD_REISSUE_FEE

Physical card reissue (new PAN)

EXPEDITED_PHYSICAL_CARD_FEE

Expedited physical card

MONTHLY_ACCOUNT_ANNIVERSARY_FEE

Monthly account anniversary fee

VIRTUAL_CARD_REISSUE_FEE

Virtual card reissue (new PAN)

RETURN_PAYMENT_FEE

Returned ACH origination

ACCOUNT_INITIATION_FEE

Account initiation

LATE_PAYMENT_FEE

Late Payment

CASH_BACK_POS_FEE

Cash back at point of sale terminal

CASH_BACK_OTC_FEE

Cash back at bank tell

ACCOUNT_INACTIVITY_FEE

Account inactivity

PENDING

The Fee Transfer Event is pending.

COMPLETE

The Fee Transfer Event completed.

FAIL

The Fee Transfer Event failed. Additional details are available in failureReason.

NEGATIVE

The activity decreases available cash or credit.

POSITIVE

The activity increases available cash or credit.

PAYMENT_CARD

Is the financial account activity a payment card type

EXTERNALLY_INITIATED_ACH

Is the financial account activity an externally initiated ACH

INTEGRATOR_INITIATED_ACH

Is the financial account activity an integrator initiated ACH

ACCOUNT_HOLDER_FEE

Is the financial account activity an account holder fee type

INTERNAL_TRANSFER

Is the financial account activity an internal transfer type

PENDING_CLOSURE

The account is being processed for closure.

DELINQUENT

The account’s payment is delinquent and may be reported to the credit bureaus as such based on the number of days set on your card product.

DELINQUENT_SUSPENDED

The account is suspended for authorizations for excessive delinquency based on the number of days set on your card product.

CHARGE_OFF

The account is charged off and suspended for excessive delinquency based on the number of days set on your card product.

ACH_RISK_HOLD

The account is under investigation for unusual electronic funds transfer activity.

SUSPECTED_FRAUD

The account is under investigation for suspected fraud.

OFAC_WARNING

The account is under investigation for a potential OFAC match.

ACCOUNT_TAKEOVER

The account is under investigation for potential account takeover.

IDENTITY_THEFT

The account is under investigation for potential identity theft.

PROGRAM_OWNER_INITIATED_SUSPENSION

The account is suspended due to program owner initiated suspension.

CLOSED_WITH_BALANCE

The account has been closed with an outstanding balance payable and repayment is required.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_UNSPECIFIED

The FinancialAccount is being suspended due to unspecified reason.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_SUSPECTED_FRAUD

The FinancialAccount is being suspended due to suspected fraud.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_DELINQUENCY

The FinancialAccount is being suspended due to delinquency.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_ACH_RETURNS

The FinancialAccount is being suspended due to related ACH transfer returns.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_ACCOUNT_HOLDER_REQUEST

The FinancialAccount is being suspended due to account holder request.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_LOST_OR_STOLEN_CARD

The FinancialAccount is being suspended due to lost or stolen PaymentCard.

PROGRAM_OWNER_INITIATED_SUSPENSION_REASON_ACCOUNT_REVIEW

The FinancialAccount is being suspended due to account review.

PENDING

The platform is currently validating and executing the credit limit update.

PROCESSINGDeprecated

The platform has started processing the credit limit update.

unused

COMPLETED

The platform has completed the credit limit update.

FAILED

The platform was not able to complete the credit limit update. See statusReasonCode for more information.

INSUFFICIENT_FUNDS

The associated product funding account did not have enough funds to cover the requested amount.

ACCOUNT_CLOSED

The associated product funding account or account is closed.

ACCOUNT_NOT_FOUND

The account was not found.

LIMIT_AMOUNT_EXCEEDING_MAX_PROGRAM_LOAD_LIMIT

The requested amount is more than max program limit.

TRANSFER_AMOUNT_EXCEEDING_MAX_AGGREGATE_CREDIT_DISTRIBUTION_AMOUNT

The requested amount exceeds the maximum aggregate credit distribution amount.

NOT_ENOUGH_BALANCE_TO_REDUCE_CREDIT_LIMIT

There is not enough balance to reduce the credit limit.

CURRENT

Most recent required payment was received before its due date.

DELINQUENT

At least one required payment was not received before its due date.

CLOSING

Account is chargedOff and now in the process of closing.

DIRECT_DEPOSIT

The account and routing number can be used to deposit funds.

PREPAID_PAYMENT_CARD

Whether or not the Financial Account supports a PrePaid Payment Card.

CREDIT_PAYMENT_CARD

Whether or not the Financial Account supports a Credit Payment Card.

DEBIT_PAYMENT_CARD

Whether or not the Financial Account supports a Debit Payment Card.

PAYROLL_ADVANCE

Whether or not the Financial Account supports Payroll Advance.

PAYROLL_EMPLOYER_ADVANCE

Whether or not the Financial Account supports Payroll Employer Advance.

PRODUCT_FUNDING

Whether or not the Financial Account supports Product Funding.

NEGATIVE_BALANCE_RESERVE

Whether or not the Financial Account supports Negative Balance Reserve.

PRODUCT_RESERVE

Whether or not the Financial Account supports Product Reserve.

JUST_IN_TIME_FUNDING

Whether or not the Financial Account supports Just-in-time Funding.

SECURED_CREDIT_PAYMENT_CARD

Whether or not the Financial Account supports a Secured Deposit Funded Credit Payment Card.

POINT_REWARDS

Whether or not the Financial Account supports Point Rewards.

CARD_FUNDING_ACCOUNT

Whether or not the Financial Account supports Card Funding.

INCOME_ACCOUNT

Whether or not the Financial Account supports the Income Account feature.

ON_DEMAND_FUNDING

Whether or not the Financial Account supports On-Demand Funding.

REPAYMENT_ACCOUNT

Whether or not the FinancialAccount supports the repayment account feature.

PREPRINTED_CARD

Whether or not the FinancialAccount supports the preprinted card account feature.

SECURED_DEPOSIT

Whether or not the FinancialAccount supports the secured deposit account feature.

PRODUCT_SECURED_DEPOSIT

Whether or not the FinancialAccount supports the product secured deposit account feature.

MERCHANT_SETTLEMENT

Whether or not the FinancialAccount supports the merchant settlement account feature.