Home / Issuing / Card Design
Virtual Cards
This page provides guidance on designing card art for virtual cards.
A virtual card is a payment card that exists only in virtual form. Common uses are online purchases, subscriptions, or temporary payments. Virtual cards can be single-use or multi-use.
Highnote supports issuing virtual cards on the following card networks:
- Visa
- Mastercard
Highnote recommends displaying virtual card designs on a neutral background.
Visa virtual cards require the following elements:
| Element | Details |
|---|---|
| Brand mark | Must be 3 mm from card edge and in Title Case. |
| Cardholder name | |
| PAN | Must be full 16 digit PAN |
| CVC/CVV | 3-digit Card Validation Code or Value |
| Expiration date | |
| Virtual Limited Use | (Optional) If applicable, add: "Visa Virtual Account" or "Virtual Account". Must be in Title Case. |
Limited use Visa cards
You must add a limited use disclaimer in your card holder materials or application to communicate account restrictions, e.g., card not-present scenarios.
Displaying “Limited Use” (or local language equivalent) on Visa Virtual reference cards is optional. When used, it should appear in a size and location that is clearly visible or, be in materials provided to the card holder.
Mastercard virtual cards require the following elements:
| Element | Details |
|---|---|
| Brand mark | Must be one of: Mastercard symbol, Mastercard Premium brand mark, Maestro, or Cirrus. Must be 3 mm from card edge. |
| Product Identifier | Must be 8.8 mm in size, and at least 4 mm from brand mark |
| PAN | Must be full 16 digit Primary Account Number |
| CVC/CVV | 3-digit Card Validation Code or Value |
| Expiration date |