Splitit Expands with Highnote to Unify Issuing and Acquiring on One Platform
Splitit Expands Partnership with Highnote to Unify Issuing and Acquiring on One Platform
Partnership gives Splitit faster money movement, consistent compliance controls and a fully streamlined installment payment lifecycle
SAN FRANCISCO — December 10, 2025 — Highnote, the unified platform for issuing, acquiring, credit and real-time money movement, today announced that Splitit, the pioneer of embedded card-linked installments, has expanded its use of the platform. Splitit will now use Highnote not only to issue virtual cards for pay-later purchases, but also to process the card payments customers make when repaying those installments.
“Expanding our relationship with Highnote allows us to unify our two-sided payment flows under a single provider, which is exactly what our merchants and consumers need,” said Ran Landau, CTO of Splitit. “When repayment flows through the same platform that powers our issuing, we get end-to-end transparency in real-time for every transaction. That clarity helps us speed up settlement, streamline operations, and maintain the highest standards of reporting for Splitit and our customers.”
This shift lets Splitit manage both sides of the payment flow—paying merchants up front and collecting repayments over time—on a single platform rather than across multiple providers. With issuing and acquiring handled together, Splitit gains faster movement of funds, unified data, and far simpler compliance and reconciliation.
Highnote’s acquiring platform enables companies to accept card payments through simple plug-ins or custom-built experiences. Because Highnote connects directly to the major card networks, businesses receive cleaner data and fewer intermediaries, which reduces delays, costs and operational friction.
For customers like Splitit, adding Highnote acquiring means:
- Repayment runs through the same platform that pays merchants
- All payment data sits in one real-time ledger
- Risk, fraud and compliance controls apply consistently
- Reconciliation becomes dramatically simpler
- Funds settle faster with fewer errors
“SplitIt continues to demonstrate how embedded credit and payments innovation can transform the consumer experience and drive merchant success,” said TJ Grissom, GM, Acquiring at Highnote. “This expansion builds on the significant enterprise momentum we are seeing with our acquiring solution and illustrates how leading brands are consolidating their payments infrastructure on Highnote to move faster and differentiate.”
Splitit first partnered with Highnote in early 2025 to power its installments solution using automated virtual cards that pay merchants instantly without requiring changes to point-of-sale systems.
For more information about Highnote’s unified issuing and acquiring platform, visit www.highnote.com.
About Highnote
Highnote is the unified platform for embedded finance, built for modern card issuance, acquiring, credit, and real-time money movement. Designed from the ground up, Highnote combines elegantly intelligent architecture with powerful developer tooling to deliver seamless, branded financial experiences. With built-in ledgering, integrated payment capabilities, and complete program management, Highnote empowers fintechs, vertical SaaS providers, and enterprises to launch differentiated embedded payments experiences that stand out in any market. Headquartered in San Francisco, Highnote is redefining the standard for modern financial products. Visit highnote.com for more information.
About Splitit
Splitit is the only global installment payments platform that lets shoppers use the credit they already have. By turning card linked purchases into flexible installments, Splitit gives consumers a simple, transparent way to pay over time while helping merchants boost conversion and order value without added risk. Trusted by leading brands across retail, luxury, travel, and technology, Splitit is used in more than 100 countries and is now powering embedded installments inside Samsung Wallet for use in physical retail. Learn more at Splitit.com.
Media Contacts
For Highnote:
Tim Black
Marketing and Communications
For Splitit:
Berns Communications Group
Danielle Poggi
Author
Highnote Team