Transparent Pricing,
Issuing
Launch or migrate your card program with speed and flexibility.
Transparent Pricing Breakdowns
Volume Discounts
Interchange Split
Dedicated Program Manager
Acquiring
Accept payments that will scale and adapt to your business needs.
Access All Features
Pay-As-You-Go Pricing
No Hidden Fees
Easy Setup
Flexible Pricing Models
Transparent Pricing Breakdowns
Volume Discounts
Dedicated Payments Specialist
What's Included
Highnote is an incredibly rich payments platform for businesses of any size. Get the capabilities and features you need for your business now, with the flexibility you will need as you grow.
Platform Features
Issuing
Acquiring
Issuing + Acquiring
Highly flexible account structures
Externally connected bank accounts via Plaid
Flexible funding models to effortlessly move funds
Full ledger with real-time balances
Detailed transaction payloads
Data security via the Highnote Vault
Detailed reporting for reconciliation
Full-featured GraphQL API
PCI Compliant SDKs
World-class developer documentation
Full API reference & API explorer
Real-time notifications and webhooks
Highnote Dashboard for customer servicing
Team roles and permissions
Ability to run simulations on anything in the Highnote Dashboard
Comprehensive security and rigorous compliance
Customer and product support
Issuing Features
Issuing
Acquiring
Issuing + Acquiring
Collaborate on application approvals and authorization decisions
Know-Your-Customer and -Business identity checks
Physical, virtual and tokenized cards
Set spend rules and velocity controls
Multiple physical card vendor options
Metal or plastic card printing options
Access to multiple shipping options
Manage repayments and billing statements
Apple Pay and Goggle Pay wallet support
Automatically fund accounts with on-demand funding
Offer a rewards program
Fleet level 2+3 transaction data
Connect external accounts via Plaid
Schedule automatic payments
Monitor account delinquency
Define APR for different balances
Use counter offers to increase application approval
Enable direct data connection with third-parties
Acquiring Features
Issuing
Acquiring
Issuing + Acquiring
Accept major debit and credit cards
Accept direct payments from online customers
Accept recurring payments
Ability to use for processor-only payments
Full service onboarding and tax reporting
Fraud monitoring
Interchange optimization
Issuing + Acquiring Features
Issuing
Acquiring
Issuing + Acquiring
Full ownership of the payment process
Lower cost per transaction
Instant settlement for transactions on our platform
Less fraud and fewer losses for transactions on our platform
Low decline rate for transactions on our platform
