The Complete Payments Platform
Highnote's unified platform enables you to move money instantly, reduce processing costs, and scale your payment needs with ease.
Unify Your Payments Stack and Save
With Highnote, you get an all-in-one platform that consolidates your payments stack and saves you time and money at every step.
~100bps
Significant Cost Savings
Efficiencies in interchange and processing fees lower your costs from traditional processors.
Same Day
Immediate Access to Capital
No more waiting days to use your funds - receive them within minutes.
Get Full Ownership of Your Payments
Highnote cuts your payment processing time from days to minutes with faster access to funds, increased control over payment acceptance, and opportunities for product innovation.
Unified Ledgers
Our API driven ledger provides full visibility into all funds movements across your product with detailed tracking of all activity.
Take Full Control
A payments platform that fits your needs. Set spending limits, offer rewards, collaborate on approvals, and more.
Rich Transaction Detail
Detailed transaction payloads empower you to write advanced logic around authorization approvals.
Card Network
Approved Amount
Status
PAN Entry Mode
Recurring
Requested Amount
Card Product
Account Holder
Merchant Description
Merchant ID
Card Present
Created At
Card Data Input
AVS Response
Processing Type
Auth Expiration
Terminal Attendance
Postal Code Response
Merchant Category
PIN Entry Mode
Advice
Account Holder Present
CVV Response
Partial Clearing
Merchant Country
Card Network
Approved Amount
Status
PAN Entry Mode
Merchant Name
Merchant Category
Card Present
Updated At
Merchant ID
Merchant Country
Card Product
CVV Response
Terminal Attendance
Requested Amount
Account Holder
Boost Payment Success
Increase authorization rates and reduce declines on your payments.
Reduce Fraud and Credit Risks
Limit your exposure to fraudulent activity by keeping all of your payment data on Highnote.
Unify Your Brand Experience
Have better visibility into all your brand touchpoints, from card to checkout.
Receive Optimized Pricing
Less money movement between external systems means fewer fees and lower costs per transaction.
Unlock Big Benefits for Your Business
Payments that move as fast as you do. With all of your payments on Highnote, funds can move instantly to every part of your business, enabling better experiences for you and your customers.
Co-Branded Payments
Accept payments with your branded card to keep all money movement within your accounts and gain real-time access to funds.
AP/AR Closed Loop
Own the entire flow of Accounts Payable and Receivables to allow insanely fast funds movement.
Corporate Disbursements
Disburse money throughout your company faster by leveraging the Highnote platform and accessing your funds in real-time.
Powering modern payment solutions.
From visionary startups to industry leaders.
From visionary startups to industry leaders.
"Every single person we worked with was just a total rock star. In fact, without being asked, the head of our engineering team told me that the Highnote API was the best he had seen from every single vendor we dealt with."
Maurice Harary
CEO
CEO
"Highnote's infrastructure for money movement across financial accounts made it a perfect fit for this stage of our growth. We've been amazed by the flexibility with which Highnote operates."
Trista Kempa
COO
COO