The Future of Card Issuing is Here
Highnote brings together everything you need to issue cards, support your customers, and stay compliant - from building your integration to operating at scale.
Any Card,
Any Way
Any Way
Meet your customers where they are and deliver the right card medium for the optimum brand experience.
All Card Formats
Issue physical, virtual, and/or tokenized cards, with the option to easily add formats as you go.
Endless Printing Options
We work with multiple card printing providers to offer extensive optionality, from plastic to metal.
Add to Digital Wallets
Enable contactless payments with digital wallets like Apple Pay and Google Pay.
Choose from Major Networks
We have direct integrations with Visa, Mastercard, and several banking partners.
You’re in Control
Highnote puts you in the driver's seat. Experience the freedom to tailor a card program that fits your needs. Set spending limits, offer rewards, and collaborate on the approval process.
Control Spend with Precision
Encourage responsible spending and minimize risk with spend controls. Set spend limits based on merchant category codes, spend amounts, address verification, and more.
Collaborate on Decisioning
Collaborate on application approvals and authorization decisions to optimize approvals and successful transactions.
Flexibly Move Funds
Effortlessly move funds between cards and accounts. Deactivate one card and replace it with a new card, all without the hassle of transferring funds.
Connect External Accounts
Instantly verify external bank accounts via Plaid and move funds without micro-deposits.
Offer Rewards
Design a rewards program that builds lasting loyalty with integrated point tracking in the Highnote ledger.
Enable Counter Offers
Reduce customer attrition by offering another card product to keep customer approvals high.
Define Different APRs
For credit programs, set APRs for different balance types such as purchases, cash advances, and more.
Full Data Access
& Visibility
& Visibility
With fast and reliable processing, Highnote is the partner you can trust. Direct API access directly to the networks gives you full visibility of your transaction activity, funds movement, and more.
Detailed Ledger
Our API driven ledger provides full visibility into all funds movements with detailed tracking of activity.
Rich Transaction Data
Detailed transaction payloads empower you to write advanced logic around authorization approvals.
Card Network
Approved Amount
Status
PAN Entry Mode
Recurring
Requested Amount
Card Product
Account Holder
Merchant Description
Merchant ID
Card Present
Created At
Card Data Input
AVS Response
Processing Type
Auth Expiration
Terminal Attendance
Postal Code Response
Merchant Category
PIN Entry Mode
Advice
Account Holder Present
CVV Response
Partial Clearing
Merchant Country
Card Network
Approved Amount
Status
PAN Entry Mode
Merchant Name
Merchant Category
Card Present
Updated At
Merchant ID
Merchant Country
Card Product
CVV Response
Terminal Attendance
Requested Amount
Account Holder
Detailed Reporting
Access data rich reports to gain strategic insights and facilitate swift reconciliation.
Robust Identity Verification
Get secure and automated Know-Your-Customer and Know-Your-Business verification right out of the box.
Direct Data Connection
Connect your data provider with us using Snowflake and others to get access directly to all the data you need.
Fleet Level 2 & 3 Data
Access deep transaction data directly from the networks around fuel usage, odometer readings, and more.
Manage in a
Single Place
Single Place
Streamline operations and break down silos. Highnote unifies all of your teams on one collaborative platform. Eliminate friction and empower everyone to achieve more.
Team Roles and Permissions
Streamlined Workflows
Manage Card Profiles
Robust Testing Environment
Generate Reports
Set Spend Controls
Powering modern issuing solutions.
From visionary startups to industry leaders.
From visionary startups to industry leaders.
"Every single person we worked with was just a total rock star. In fact, without being asked, the head of our engineering team told me that the Highnote API was the best he had seen from every single vendor we dealt with."
Maurice Harary
CEO
CEO
"Highnote's infrastructure for money movement across financial accounts made it a perfect fit for this stage of our growth. We've been amazed by the flexibility with which Highnote operates."
Trista Kempa
COO
COO
Highnote Credit
Issue credit cards, service loans, control spend, and more – all on a single platform.
View Credit
