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Highnote’s AP automation solution replaces manual payment processes with one platform that unifies issuing, acquiring, and a real-time ledger. Gain complete control of every payment, move money faster, and see every transaction in one place without juggling multiple vendors.
Virtual Card Express
Launch Virtual Cards in Weeks
Control Spend with Precision
Create detailed spend policies to minimize risk and improve accountability. Set limits by merchant category, amount, geography, or velocity so budgets stay on target.
Collaborate on Decisioning
Collaborate on application approvals and authorization decisions to optimize approvals and successful transactions.
Access Funds Faster
Use Highnote Funding Accounts to move money instantly. Faster settlement means fewer supplier delays and better working-capital control. You decide when and how funds move—no waiting for batch cycles or manual reconciliation.
Gain To-The-Penny Visibility with a Unified Ledger
Highnote’s API-driven ledger records every movement of funds in real-time between your customers and suppliers. It eliminates manual checks, providing precise reconciliation across every transaction.
Increase Virtual Card Acceptance and Supplier Enablement
Dedicated BINs, optimized interchange rates, and BIN orchestration help more suppliers accept your virtual cards. Direct network relationships ensure consistent performance across every payment channel.
Manage Everything from One Dashboard
Operate with complete control through a unified dashboard for issuing, acquiring, and reporting. Generate reports, adjust spend controls, and monitor balances all from one secure workspace.
