Launch Virtual Cards for B2B Payments in Days — VCX

AP & Bill Pay
Issuing

Whether you’re looking to issue virtual cards in days or build a fully customized payment experience, Highnote gives you the flexibility, control, and visibility to grow without the complexity of legacy infrastructure.

Virtual Card Express

Launch Virtual Cards in Days

A purpose-built app for invoice-based AP workflows. VCX gives you everything you need to issue virtual cards quickly, without the complexity of traditional implementations or bloated expense platforms.

Pay vendors, carriers, contractors, and service providers with ease
Maintain full control with secure, API-native, programmatic issuance
Unlock value immediately, while building toward a more customized solution over time

Control Spend with Precision

Encourage responsible spending and minimize risk with spend controls. Set spend limits based on merchant category codes, spend amounts, geographic restrictions, and more.

Collaborate on Decisioning

Collaborate on application approvals and authorization decisions to optimize approvals and successful transactions.

Access Funds Faster

With Highnote Funding Accounts and faster settlement times, you can receive money via wire or pull money from external bank accounts via ACH.

Unified To-The-Penny Ledger

Our API driven ledger provides full visibility into all funds movements with detailed tracking of funds moving between your customers and their suppliers.

Increase Virtual Card Acceptance

Enable the use of dedicated BINs, VIP interchange rates, and BIN orchestration to boost your supplier enablement efforts.

Manage in a Single Place

Streamline operations and break down silos. The Highnote Dashboard unifies all of your teams on to one collaborative platform.

Full Enterprise-Grade Security and Support
Security and Data Privacy
PCI DSS Level 1 Certified
SOC 1 & 2 Compliant
Domain Verification, SAML, SSO, & SCIM
Data encrypted at-rest with AES-256
Isolated Infrastructure
World-Class Dashboard
View and Manage all your Highnote Data
Generate Reports
Manage Card Profiles
Set Spend Controls
Robust Testing Environment
Full Program Management
Compliance Experts
White-Glove Support
Technical Implementation
Legal Support
Physical Card Design Assistance

Get Started with Highnote