Highnote Sync: Platform Updates July 2025

The latest Highnote upgrades deliver new capabilities and enhancements for our subscribers. For a detailed overview of recent updates, please visit our Product Updates.

Instant Payments Are Now Live

We’ve launched Instant Payments, a powerful new capability embedded directly into Highnote’s unified platform, designed to help businesses deliver near real-time disbursements directly from their card programs.

Leveraging Visa Direct and Mastercard Move, Instant Payments enables businesses to push funds in near real-time from Highnote-issued cards to external debit and prepaid cards. This provides fast access to earnings, flexible disbursements for a wide range of use cases, and intelligent routing, all within a single, unified product experience. Read announcement

Read documentation

Introducing Highnote Query Language (HQL)

Work with your Highnote data using SQL-like search capabilities. Run more flexible and precise queries, filter data with complex conditions, and quickly access the exact information you need. Read documentation

View, Search & Filter All Transactions Across Your Organization

Quickly find the transactions you need with fast access to all transaction data. Save time, analyze trends, and make better-informed decisions without switching between multiple views.

Additional Updates

Surcharge Fees Visibility

Added surcharge fee to all Transaction Detail pages for improved transparency and easier tracking. Read documentation

View Program/Product Rule Results for Authorized Users

Exposed program/product rule results for Authorized Users make it efficient to review how rules are applied and simplify issue troubleshooting.

Check Status Change

Updated the check DELIVERED status to COMPLETED once it has finished processing.

Added Quarterly Velocity window

Experience greater flexibility with the quarterly velocity control window, now available in both API and dashboard. Read documentation

New Notification Events for Unified Funds Transfers (UFTs)

Stay informed, respond faster, and track transfers smoothly.

Check Payment Status Simulation

Added the ability to simulate check payment statuses through the API by mimicking the following key payment stages:

1. FUNDING_STARTED
2. FUNDING_COMPLETED
3. FUNDING_DISBURSED
4. SHIPPED
5. PAID