Highnote Sync: Platform Updates June 2025

The latest Highnote upgrades deliver new capabilities and enhancements for our subscribers. For a detailed overview of our recent updates, please visit our Product Updates.

24x7 Real-Time Stablecoin Funding for Card Programs

Highnote now enables subscribers to instantly fund U.S. card programs with stablecoins, featuring automatic, real-time conversion to fiat currency, available anytime and anywhere.

Providing near-instant money movement with fewer intermediaries, lower costs, and greater visibility, Highnote subscribers gain enhanced control to move money with real-time transparency and precision. Read announcement

BYO Sardine Risk Model

Launched a self-managed, self-owned integration model with Sardine, giving subscribers greater control and flexibility to strengthen fraud prevention during customer onboarding. Read documentation

Enhanced Authorized Users Search and Management

Introduced the ability to search for authorized users within the platform. Users can now view and apply filters to authorized users under a specific organization.

Additional Updates

Waive Cardholder Fees

Added the ability for subscribers to waive cardholder fees with ease. Read documentation

Initiate Check Payment Directly

New feature enables subscribers to seamlessly initiate check payments directly from a Financial Account within the Dashboard.

Updated ACH Repayment Rules

Updated repayment rules:

• Credit products can now be repaid in any state except CLOSED.
• Prepaid products must be ACTIVE to load funds. Read documentation

New Negative Account Balance Report

Added a new report for subscribers to track account balances that become negative. Read documentation

Updated Credit Loan Tape Report

Renamed fields in Credit Loan Tape report. The over_limit fields have been updated for greater clarity and specificity to:

• last_statement_is_over_limit
• last_statement_over_limit_amount
• Last_statement_over_limit_currency_code Read documentation

Enhanced Fee Transfer Events Notifications

Added API and webhook support for Fee Transfer events notifications to improve visibility into transactions. Read documentation

Improved External Bank Account Link Events Tracking (API Only)

Enhanced API & webhook support for comprehensive status tracking of external bank account connections. Read documentation

Simulate PII Mismatches

Added the capability to simulate outcomes that prompt a manual review when discrepancies in personally identifiable information (PII) are detected. Read documentation

Enhanced Processor Response Code

Added the processor response code to the Transaction details page.

View Authorized User Card Owners

Added the ability to view authorized users directly on the Payment Card Funding page.

ACH Holds Status

Added ACH On Hold Status to the Transfer details page.

Improved Input Validation

Added validation support when entering amounts.

Dashboard Upgrades

Improved billing statement pagination along with various fixes and optimizations across the Dashboard.

Authorized User Info Display

Added Authorized User information to both the Application list and detail pages.