Deliver Prepaid Statements

This page explains how to generate a statement for consumer prepaid card products. For credit card statements, see Deliver Credit Statements.

In the prepaid context, there is no concept of an "amount due" or "amount owing" -- this is not a "billing" statement -- as funds must be preloaded onto the account. You can show card holders the remaining balance of funds by adding periodPurchasesAmount { value } to the request.

As with credit statements, use the appropriate statement snapshot based on your card product configuration to access transaction or balance details:

• ConsumerPrepaidCardFinancialAccountStatementSnapshot

The period start and end dates occur at midnight Eastern Time (EST or EDT) and are presented in the API response in Coordinated Universal Time (UTC), for example, 12am EST => 5am UTC.

Use the following query to generate the current prepaid statement for an account holder:

To filter data, search by periodStart or periodEnd of the period. If there is no data for a specific period, the query returns no results. You can look up past statements for up to 24 months.

You can search for details on a prepaid statement using a statement ID. Prepaid statement details include:

• Information from financial events during the statement period
• Summary-level balances

Use the following query to fetch statement details by ID:

Statement entries are presented in a paginated format. You can filter these entries based on their posting date.

The following query applies these filters to statement entries for a consumer prepaid card product:

In the test environment, you can end a financial account’s period early to simulate a statement. When performing this simulation, refer to the following guidelines:

• Set the new period at least 60 seconds in the future.
• If no periodBoundary is provided, the system defaults the statement’s endPeriod to 60 seconds from now.

To simulate changing a statement's end period for a consumer prepaid card, use the following mutation:

As with credit cards, you can transition the statement period of a prepaid financial account to the next cycle, simulating the end of one statement cycle and the start of another.

Use the following mutation to simulate rolling over the current statement period for a consumer prepaid card, and use the ConsumerPrepaidCardFinancialAccountStatementSnapshot.