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Card Interchange Activity Report


This report contains transaction level card interchange and settlement activity across all financial accounts for your organization.

Please note that ATM and manual cash-related transactions, such as withdrawals, deposits, and balance inquiries, are excluded from this report because they are billed differently.

Data Availability

Data for this report is available as follows:

  • Earliest available: September 1, 2023 and after
  • Latest available: Five (5) days from today

Report Fields

Field NameData typeDescription
posted_date_timeDateTime (ISO 8601: YYYY-MM-DDTHH:MM:SSZ)The date when the transaction was posted to the financial account.
platform_settlement_dateDateThe date when the transaction was settled on the platform, 8 PM ET cutoff.
card_product_idStringUnique identifier for the card product.
card_product_nameStringName of the card product with the ledger entry.
payment_card_idStringUnique identifier for the card.
processing_network_codeStringCard transaction network. Possible values are VNT (Visanet), MCC (Mastercard Dual Message), MDS (Maestro Single Message), PUL (PULSE), MPS (Moneypass).
financial_event_idStringUnique identifier for the financial event.
financial_eventStringCategorizes the activity of the financial event (e.g., AUTHORIZE_AND_CLEAR, REVERSAL, CLEAR).
transaction_idStringTransaction lifecycle identifier. For example, two transaction events (AUTH and CLEAR) make up one complete transaction lifecycle, so both events will have the same transaction lifecycle id. Multi-clearing transaction events with different financial_event_ids will share the same transaction_id.
transaction_settlement_amountDecimalThe amount of the transaction that was settled. A positive entry is a debit transaction, for example, purchases. A negative entry is a credit transaction, for example, returns.
transaction_settlement_amount_currency_codeStringThe ISO 4217 currency code representing the currency of the settlement amount.
interchange_amountDecimalThe interchange amount for the transaction. Positive for income. Negative for expense.
interchange_amount_currency_codeStringThe ISO 4217 currency code representing the currency of the interchange amount.
network_interchange_rate_codeStringA code provided by the card network that denotes the interchange category or rate applied to the transaction. Only available for VNT and MCC.
merchant_category_codeStringMerchant Category Code (MCC) is a four-digit number listed in ISO 18245 for retail financial services. MCC is used to classify the business by the type of goods or services it provides.
merchant_nameStringThe name of the merchant where the transaction took place.
merchant_descriptionStringThe name of the location where the transaction took place.
merchant_countryStringThe ISO3166 Alpha3 Country code representing the country where the merchant is located.

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