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Highnote is redefining how businesses launch, manage, and scale card programs. Our unified platform for issuing, acquiring, credit, and ledgering gives fintechs, platforms, and enterprises the products to build standout financial experiences, faster, smarter, and at scale.

Here’s what you can unlock with Highnote:

Custom Cards, Built Your WayDebit, credit, or loyalty programs with advanced controls, flexible APIs, and real-time analytics.
Frictionless AcquiringAccept card payments with seamless network integration and API-driven processing.
A True Financial LedgerReal-time, auditable records across every card and payment activity.
Instant Funding with StablecoinsLiquidity made simple. Fund U.S. card programs instantly, with automatic fiat conversion.
On-Demand PayoutsMove funds from cards to external cards instantly, ideal for gig work, A/P, settlements, and more.
Complete Program ManagementBuilt-in compliance, fraud controls, and operational tools for embedded finance at scale.