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Issue Cards

Issue a Financial Account

For security reasons, do not use the account holder's name when assigning a name to a financial account.

Once the application is approved, you can issue a financial account with the APPLICATION_ID of an approved application. The financial account will hold the funds for cards issued against the account.

Use the following mutation to issue a financial account:

Issue a Virtual Card

After issuing a financial account, you can issue a virtual card. When issuing a virtual card you may specify which card profile to associate with the card or utilize the default card profile set for your card product. For more information on card profiles, see Manage Card Profiles.

You can make virtual cards available to account holders immediately for use at online retailers or to add to their digital wallets. By default, all payment cards are virtual. If you choose to, you can create and send a Physical Card or issue Preprinted Physical Cards.

The following mutation can be used to issue a virtual card associated with a card profile set. If you are issuing a virtual card without a card profile set, remove the cardProfileSetId input variable:

Activate a Card

payment-card-status-diagram.svg You can either choose to activate cards at creation, or provide an experience for account holders to activate their card from your app or website. Cards must be activated before you can set the required PIN.

Use the following mutation to activate a card:

Set a PIN

Cards must have a PIN set after they are issued. This allows access to ATMs and/or receive cashback at checkout. The card must be ACTIVE in order to set the PIN.

You must create an interface for the account holder to set their PIN. Refer to the following guides to create a PIN management interface:

  • For web-based integrations, Highnote recommends you set the PIN with the Secure Inputs SDK.
  • For iOS and Android based integrations, you can securely set a PIN from the API with a Client Token.

Use the following mutation to set a PIN:

Next Steps: Print Physical Cards

With a virtual card issued, we can now print it as a physical card. For more information, see Print Physical Card.

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