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Manage Card Profiles
Note: The Highnote team will assist you with creating card profiles and sets during implementation.
Card profiles allow you to manage the elements that collectively control the look, feel, and performance of payment cards issued through your card product. Using card profiles, you can define how payment cards appear and behave in digital wallets, within your application, and in person. In addition, card profiles track the approval process required by the bank and payment network for issuing payment cards.
Highnote offers three types of card profiles:
- Physical card profile
- Digital card profile
- Virtual card profile
To create a card profile, you must first submit your card art files to Highnote. Once the Highnote team receives your card art files, they will work with you during implementation to create your card profiles and assign them to a card profile set.
Card profiles extend the flexibility of the Highnote platform by enabling several use cases for customizing and optimizing your card program. Refer to the following table of use cases and examples:
| Use case | Example |
|---|---|
| Issue cards across multiple BIN types | A card program configured with dedicated BINs for specific customers, allowing for the tracking of transactions separately. |
| Manage multiple sets of assets like logos and brand colors | Offer co-brand partnerships or different card designs for your account holders to choose from. |
| Different card experiences for different customer segments | Offer metal cards to qualifying premium cardholders. |
| Multiple card behavior configurations | Configure fleet-specific prompts for issued cards or purchase restrictions for each customer. |
After creating card profiles, you can create a card profile set. Card profile sets allow you the assign a card profile to a card product. A card profile set cannot be applied to more than one card product.
When you issue payment cards, you may utilize the default card profile set assigned to your card product or specify the card profile set you wish to apply. The card profile set you choose during card issuing drives the physical, virtual, and digital card designs of the payment cards.
After the Highnote team has configured your card profiles and card profile sets, you can use the Highnote API to display them in your application or website. Use the following query to find a specific card product's card profile set:
Use the following query to find all card profile sets across your organization: