Issue Preprinted Physical Cards

1. A Highnote account
2. Access to an API key, the API Explorer, or the Dashboard
3. An account holder with an approved application

Highnote offers printed ready-to-use physical cards, perfect for on-the-spot distribution to users. Preprinted cards use a placeholder financial account that allows you to issue the card, without it being activated or used right away. Once you have an account holder to assign the preprinted card to, you can reissue a new personalized payment card against the account holder's financial account. This guide provides an overview of issuing preprinted physical cards to account holders.

Once you have an account holder with an approved application, you can issue the account holder's application a preprinted financial account. A preprinted financial account acts as a placeholder that allows you to issue a preprinted card to an account holder.

Use the following mutation to issue a preprinted financial account:

After issuing a preprinted financial account, you can issue a virtual card. Virtual cards are available to account holders immediately for use at online retailers or to add to their digital wallets. By default, all payment cards begin as virtual cards. If you choose to, you can additionally create and send a physical card.

For information on issuing virtual cards, see Issue a Virtual Card.

For more information on creating physical cards, refer to the following guides:

• Print Physical Cards
• Print Cards in Bulk

To issue a preprinted card to an account holder, you must assign it to an account holder financial account. Use the following steps to issue an account holder financial account:

1. Onboard an account holder
2. Create an application
3. Issue a financial account for the account holder's application

Once you create the account holder financial account, use the following mutation to assign the preprinted card to the account holder's financial account:

After assigning the preprinted card to the account holder financial account, you can reissue a new payment card. This allows you to send a personalized physical card to the account holder, using their account holder details. Refer to the following guides to reissue and send personalized physical cards:

• Reissue a Card
• Print Physical Cards
• Print Cards in Bulk