Simulate Connecting an External Account

1. A Highnote account
2. An API key or API Explorer
3. A financial account

Warning: The Highnote test environment lets you explore the platform's features and functionality. It is intended for experimenting, building integrations, and training your team.

To ensure the security of your real-world data, please do not enter production data in the test environment. Production data includes sensitive information like customer details, financial data, or personally identifiable information (PII).

Use only dummy or test data explicitly created for testing purposes in the test environment.

External bank accounts are used to transfer funds into and out of a Highnote financial account. Highnote has partnered with Plaid and Finicity to offer secure options for connecting an external bank account. For more information, see Connect External Accounts.

This guide provides steps for simulating connecting an external bank account to a Highnote financial account.

Use the following mutation to simulate connecting an external bank account with Finicity:

Use the following mutation to simulate connecting an external account with Plaid:

Non-verified external accounts are used to transfer funds out of a Highnote financial account. You can't move funds into Highnote from a non-verified external account.

Use the following mutation with test routing and account numbers to simulate connecting a non-verified external account:

• Test routing number: 091000019
• Test account number: Any 5 digit number

To automate your integration, subscribe to external bank account notification events.

The details provided in the payloads from these events can be used for the following use cases:

• Automate your application or website's transaction processing workflows
• Create account holder notifications and alerts